spudulike

Here's my tupenth - First the bad news - the stock market has had a good old run and at the end of a run comes a correction, you DON'T loose money UNLESS you SELL!!!! The good news is that if you time it right, buying when the stock market has collapsed a bit is a damn good thing to do as is the drip feed as of when you can. BTW - 50 years is late to be thinking about your financial welfare but better than reaching 60, 20-30 is far better as the money has much greater time to grow....same as a tree from an acorn! Pensions - the positives are that for any money you pay in, the government give you tax relief so you can pay in untaxed money and then declare it as pension payments or pay it in after tax and the pension provider will get the government to stump up their bit so you are really making payments without paying tax on them. Downside is you pay tax on drawing the money out apart from 25% of the fund initial drawdown after 55 years of age. Pensions are OK, they can be a bit safe (a good thing if you are approaching retirement), performance never seems to be as good as other investments and watch out for the size of fees. ISAs - Cash ISAs are not worth a bean in my opinion unless you are terrified of life. Equity ISAs which invest in stocks and shares are the cookies, you pay in money from typical taxed savings, the money buys shares in a fund that may invest in a large number of big companies in the sector chosen - UK, Europe, North America, Japan, Environmantal, Property etc. The companies pay dividends and these purchase more shares and also the shares typically grow in value over time - known as compound growth and ALWAYS reinvest unless retired. The really good thing about ISAs is the profit is completely tax free where a pension will be taxed. A good Equity ISA may do 30% growth in a year but don't expect that every year but they work and are an investment must in my opinion. The 1% you were given was probably a CASH ISA and fodder for the 75-85 year old! There are other types of investment with Property being one. A buy to let would work out about 6% in a tail wind and then there is the property increase in value but depends on property prices growing and tenants can be a right PITA.....I could tell you about an acquaintance, his buy to let and a cannabis farm!!!! The sobering fact is that most people only have £30-100K in their pension pot and the industry standard is that £100K will give you around £5K earnings per year when in a pension so keep up with the government pension through your NI contributions. That's about it - good thread and glad you are seeking advice but a good financial adviser may be worthwhile.

Glad you liked it

Urban Dictionary has "Man Glitter" down as sawdust so there you go!

You cant open the can and wouldn't advise using a drill on the CAT as it wouldn't be a nice finish! Did an Echo a while ago that had an Aluminium muffler and the CAT came straight out, not on these later ones though!

Yup, the Echo, muffler mod and carb tune, simple way of gaining more performance.

PMed you a while ago, did a muffler mod and a carb tune which gets rid of that annoying warm up boggy period and it now picks up nicely - you should notice a fair bit of difference!

Not many of us in the UK and only know of one other who does it in and out of arb work! PM me or look at this thread on a PC as it will show my works email address (doesn't show on a phone) which I answer on a daily basis!

Probably needs a bit of a carb tweak or clean. They are a bit fidgety when cold and may benefit from turning the H&L screws anti clockwise and adjusting the idle to get a decent idle. Other than that, it will be a case of removing the carb and giving it a going over.

I did wonder myself, thought it was just me! Probably best to send the saw in whilst it is still working well

Sure, the kits give you the components and with a bit of luck, you can assemble them in to a working saw for not too many £££ but it won't give you the full picture. I have already pointed out a couple of key points that Dan (no disrespect to him) would have missed and possibly caused a reasonable amount of issues. If you fit a carb, it doesn't mean you fully understand how they work and how they can play up but does give you some confidence in changing carbs! The kits appear to give good value and will give the builder some extra knowledge even if it is somewhat limited but please don't kid yourself these are as good as their OEM counterparts.

I would be keener to see five years of use out of the saw. The 372 clone I worked on a while ago was like an old friend that had had some sort of stroke, it was all there but wasn't quite right. It was the stress cracks around the main bearings I didn't like and the cheap rubber tubing...and the very harsh recoil starter but there you go, don't expect to get OEM quality at this price but as a back up saw......possibly!

What a bastard of the biggest order, puts most of our life niggles in to insignificance, hope you dust yourself off and get your lives back on track though how I am not sure as it must have been an awful loss but you still have each other and your inner strength and wish you all the luck in the world!

What would concern me is that if the housing market collapses, if you buy to let or own property, you still have the property and it will most likely grow in the future as history has proven. If you invest in stocks and shares and the market collapses, you still get dividends coming in (or being invested at the lower share price) and the companies you invest in still have asset and residual values plus history has proven that most share prices recover over a period of time. In Bitcoin and other Crypto currencies, it is all new, no history, no real way of saying if one Bitcoin should be worth £1 or £1M. it would seem that many are getting rich from this since 2008 but at some time in the future, the market must take a hit and that correction may be significant. The advice to treat your investment in Bitcoin as disposable income and be ready to lose it is probably the best thing said on this thread. I am sure if you invested now and kept them for a few months, you would make money but the growth will only go up whilst new investors are willing to pay more for the currency than the current owner. If there is a big correction then it may take years to get back to where you purchased at. The same could be said for purchasing any sort of investment but you need to make sure it isn't your only investment and have confidence that the currency is here to stay and that a major knock won't permanently devalue it to lower than you paid - I would say it is worth a short time dabble to make a few £££ but wouldn't look at it like I would a Pension, ISAS, Bonds etc! Time will tell on this but it is an interesting subject, am watching the price and looks like the press have hooked in to the phenomena in a big way!

The tapers should be a close fit, some AM ones can be a bit poor!

You don't need to Loctite the nut on, the tapers on the crank and flywheel need to be clean and the nut torqued to the correct torque! Don't know who told you different?

Perhaps someone on here has a decent MS260 or 346XP and wants to sell it. I would avoid eBay as you are very likely to get a saw with a Chinese top end. I would avoid the MS261 as most seem to have clutch drum issues and it is very possible you will buy one with a shot crank.

It is a very valid point, believe me - you will only not do it once!!!

There is a firmware upgrade to help earlier saws which richens the low speed setting but you can't just change the idle as on a conventional saw. I have had a few in like this and sorted them so just drop me a line if you want a bit of help.

Damn correct, Luke warm water doesn't cut it!

Don't want to piss on the fireworks but you did de-stress the bearings after assembling the crank didn't you??? If you didn't, belt each end of the crank with a copper mallet 3-5 times to take the stress out of the mains. If you don't. it is very possible to cock the main bearings very quickly! You have been told!

Perhaps he wants to invite you round for Christmas or for a meeting in a layby for a bit of "Hows ya Father" Aren't you the lucky one

If that is the case, Husqvarna are using it as a marketing tool so products come up on google etc. That is the only way a manufacturer should run an online shop - just as a marketing tool and not as a sales vehicle to undercut/undermine the agents!

I was in the PC industry and Dell had the strategy of a direct model of supply........ manufacturer direct to the end user and most others had the more common strategy of ........manufacturer to distributor to reseller to end user. The direct strategy is usually taken to reduce the levels of supply and therefore handing the manufacturer a larger margin and usually undermines the added value a good distributor or reseller can add to the sale. Dell eventually rescinded after taking a beating from tablet sales and took the more typical distribution model rather than the direct supply route and have since invested in acquisitions at a tangent from PC system building. Interesting times, it will be interesting to see what happens in the next six months but would have thought strengthening their supply channel and ensuring a decent spare parts channel would be better then unsettling their agents as I would think this would do!

I guess if the bank you have your money with pisses you off then shift your money. Eventually they will understand that the customer is king and without them, they won't have a business! Seems pretty obvious that the customer may want to shift some money or purchase something once in a while and it is sometimes pretty bizarre the lengths they go to to stop you withdrawing your own hard earnt!!!!

Seems to have gone quiet on this one. You usually get the true opinion from the guys at the sharp edge selling the kit and trying to make a living.