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doobin

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Everything posted by doobin

  1. doobin

    CBILS

    I bet you a personal guarantee will still be required. They are guaranteeing 80 perfect of the loan to the bank- after the bank have hounded you for the full 100 % to the point of bankruptcy Plenty of businesses will be burnt by this.
  2. They’ve toned it down a little. Working looks to be fine
  3. Interesting fact- the flu started in an army camp in America and spread to Europe. Due to ww1 there was a media blackout- in all but neutral Spain. Therefore it was reported in Spain- but nowhere else, leading to the misleading title of the ‘Spanish’ flu.
  4. House of Commons Public Bill Committee Amendments: Coronavirus Bill pages 14-18 PUBLICATIONS.PARLIAMENT.UK interesting. Perhaps in the works? I’d stay at this yard for 80 percent of my average three years net income, that sounds fair. https://publications.parliament.uk/pa/bills/cbill/58-01/0122/amend/coronavirus_daily_cwh_0320rev.14-18.html?fbclid=IwAR06og8U5LYXFmXf3wqb7mGSEYpM3okzVPFHEsSHeXKfuySmQsnr_I3au9Q
  5. They are just going to print money and inflate their way out of it, it’s plain to see that’s all they can do what with interest rates so low.
  6. Spare a thought for those who aren’t sitting so cushy as you- as despite working as hard they haven’t been at it as long.
  7. Why the hell did you give up a gp salary for a pittance? You’re ok, you’ve still got your gold plated pension...
  8. Here’s the link. https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/874714/Full_guidance_on_staying_at_home_and_away_from_others.pdf The most important announcement in modern history and two government sources contradict themselves...
  9. I'm going to switch to remote jobs away from the town.
  10. All my vehicles are vans/trucks and I claim 80% overall for business use. Which I think is more than fair. Missus not on the books. Using capital allowances is not 'creative accounting to avoid paying tax'- it's an incentive to invest in your business and provide jobs/tax/vat. Who would bother otherwise if you couldn't write a digger off against your tax? It's not a grey area like a brand new double cab pickup (mine is fifteen years old BTW!)- it's business use only. So being penalised for this on a mortgage application sucks, and being penalised for it in any compensation from the government would be doubly unfair.
  11. OK for you to say that sat there in your PAYE job. The address could be interpreted either way. Clear as mud. Did he mean if travel for the work was essential or if the work itself was essential? And who gets to define essential? I'll keep working until law enforcement tell me otherwise, or BoJo puts his hand in his pocket like he has for everyone else and pays me not to.
  12. I earnt 56k last year. I used the first year capital allowances on a digger (investment in the business) to reduce this to 29k liability. Fair enough? I don't see any employees stumping up that kind of cash or risk.
  13. Most likely a 3 month payment holiday (which your commercial customers will of course avail themselves of too...) and a fiver a week ?
  14. They only closed once they know the Gov would pay the wages, now they're spinning it as them being selfless heroes. Get bent, Mc D's.
  15. Whilst neccesary in times of crisis (which this undoubtably is), two years is too long for such potentially draconian emergency powers to be granted. A rolling 6 months (to be agreed by Parliment) would have been better.
  16. The dealer was chancing it, as usual.
  17. Agree somewhat mate. Bottom line is you gotta be realistic about your own skills (and tools/workshop exquipment you've invested in) Mine personally far exceed that of most main dealers for something as simple as servicing a digger or chipper. Same with welding and fabricating- I started buying the gear because I was so fed up of so called professionals making a hash of my jobs I took them. On the flip side I've seen some right horror stories on kit where someone has got there before me and had a go.
  18. I've just thrown a suppposed 'low hour 2 year old' tracked dumper back at Cautrac for exactly that reason. Even worse with that is the hydrostat oil- as critical if not more so than the engine oil.
  19. Was it just a service or did stuff need welding etc? Not that any main dealer can weld properly!!
  20. You’ll soon learn more than your average main dealer 18 year old ‘fitter’
  21. Kubota engine filters are widely available, I go with cheapest on eBay- about a tenner for oil filter, £3 for fuel. Hyundai R17 hydraulic return filters are only around £15 which I thought very reasonable.
  22. I think that’s unreasonable, bobcat do first service for free!!? first service I guess normally subsidised at least as it’s a very important service. Truth be told I enjoy servicing them as much as driving them so maybe I’m a little biased. Oil and filters as you described would be around £50. So that’s £125 labour ish per machine. I could knock a machine out in an hour easy and that’d include greasing! but each to their own! Sounds a fair dealer price but I’d rather the money in my pocket for an easy couple hours work.
  23. Jesus Matt you could do it yourself for 50 quid in parts and a couple of hours. There’s nothing to them. A pound saved is a pound earned, and basic servicing is the one of the easiest ways to achieve this. Even if it took you all day you can’t tell me you’d have made £380 on a miserable wet day and have a full year of £380 days booked? Main dealers are renowned for tricks like Kev describes.
  24. Have you checked the system voltage with the jump pack attached? Can cause issues with computer control units.

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