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Mark Bolam

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Everything posted by Mark Bolam

  1. Mark Bolam
    We have a winner!
  2. Mark Bolam
    It would actually be corporate manslaughter, and it would be me in the dock, not my freelancer who doesn’t have his own insurance. Because it’s my job, and him having his own insurance would be worthless. Good thread, though, and as Mick has said if it makes everyone check their own EL policies regarding using freelancers/labour-only subcontractors, then that can only be a good thing.
  3. Mark Bolam
    Whose PAYE? Some freelancers climb for tens of different companies. If my freelancers cock up it’s still on me, and my insurance. You might understand it all a bit better when you’ve got a few years under your harness, like most of the people on here you seem determined to argue with.
  4. Mark Bolam
    It says ‘No’ to ‘Are all employees paid under the PAYE threshold’.
  5. Mark Bolam
    Don’t worry Mick, I know they are covered. Doesn’t matter really, I’m the only one likely to have a major cock-up!
  6. Mark Bolam
    My insurance company know that I have no full time PAYE staff, but seem pretty happy to take my money every year for Employers Liability. That would suggest to me that my freelancers are covered. I’m pretty sure the law would see it like that as well, or I could do them for fraud.
  7. Mark Bolam
    They would say that wouldn’t they? £££££££ As pointed out in Rich’s case, you can’t be insured for the same job twice. In his case it turned into an embarrassing bun-fight between the same insurance co! Imagine if I was bought in as a freelancer (with my own insurance), and at the direction of the main contractor cut a limb that wiped out a garage. Who’s insurance co. pays?
  8. Mark Bolam
    Apologies for double post, I was distracted as Santa has just done the rounds! No snow, so he was on a trailer towed by an Elf driving an old grey Fergy. The Elf is a mate who is a full time fireman who also has a gardening business and does a bit of coppicing. I hope he’s not charging for haulage of Santa, Rishi’s head would explode!
  9. Mark Bolam
    You have fought your corner well on the employment front Paddy. I hope you’re wrong or my company is banjaxed! I work for my mate on some jobs, he works for me on others. We both use the same freelance climber. We all freelance as a team for other companies (under their direction) on bigger jobs, and all do bits and pieces on our own. None of us want to be PAYE for anyone, it would be virtually impossible to work out what was going on! We all submit our own tax return and haven’t had any issues. I hope you’re wrong about Rishi. A lot of people will be screwed if you aren’t. Not just arb and forestry, but builders, landscapers, farmers and a lot of others!
  10. Mark Bolam
    You have fought your corner well on the employment front Paddy. I hope you’re wrong or my company is banjaxed! I work for my mate on some jobs, he works for me on others. We both use the same freelance climber. We all freelance as a team for other companies (under their direction) on bigger jobs, and all do bits and pieces on our own. None of us want to be PAYE for anyone, it would be virtually impossible to work out what was going on! We all submit our own tax return and haven’t had any issues. I hope you’re wrong about Rishi. A lot of people will be screwed if you aren’t. Not just arb and forestry, but builders, landscapers, farmers, groundworkers etc. In your own case it sounds like the pandemic has given you the excuse you needed to jump. You can’t put a price on doing something you enjoy, so fair play to you.
  11. Mark Bolam
    Paddy this last bit makes a lot more sense. Sounds dodgy as hell.
  12. Mark Bolam
    I don’t think he’s listening Eggs.
  13. Mark Bolam
    Same here. I would certainly be asking questions!
  14. Mark Bolam
    No reason you can’t be SE and PAYE, but yes, it does sound a bit strange.
  15. Mark Bolam
    Best have 3 ropes then, just to be on the safe side, like.
  16. Mark Bolam
    I’ve got more important stuff to worry about to be quite honest.
  17. Mark Bolam
    Why not just climb on a single rope and stop worrying about it, like 99% of us do?
  18. Mark Bolam
    Nice one. Valmet?
  19. Mark Bolam
    Not much of a central anchor there Big Lad!
  20. Mark Bolam
    Nightmare Moose! Day 3 of a connie kill-fest, probably a great example of why topping connies is so truly shite. Dead middles, inclusions everywhere and inevitable massive crown spreads. BT lines, LV feed, house and fragile fence in the mix. 12 loads of chip and one of rakings. Luckily all the heavy was staying. Finished at dark o’clock with a cold one. Met this little fella on the lane just before the job.
  21. Mark Bolam
    I was with Arborisk mate. They paid out pretty sharply, within about 3 weeks. We did have a well-documented row about the value of the machine. Their version of a ‘new for old’ policy, which I paid extra for, was what I’d paid new for the machine 10 years earlier! Small print read, lesson learned. Big lesson which cost me £5k. Can’t fault them for communication and response though. The big thing is they didn’t rip the arse out of my premium next time around. Hope you get a quick resolution Clutchy, although C19 seems to be a convenient excuse these days.
  22. Mark Bolam
    VT with a pulley works well.
  23. Mark Bolam
    What do you call a bear with no paw? Rupert the bastard.
  24. Mark Bolam
    Brilliant J!
  25. Mark Bolam
    Drunk pic not showing mate. I’m keen to see it as well.

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