Stopped by police

[dumper]

I have always thought that log deliveries are covered by my insurance as they belong to me until customer pays for them upon delivery to the premises 

[pleasant]

5 hours ago, dig-dug-dan said:

Sheeting over a loose load of sand?

If you've ridden a motorcycle behind a non sheeted load of sand on a windy day you would soon realise why it's a sensible idea

[Haironyourchest]

11 minutes ago, dumper said:

I have always thought that log deliveries are covered by my insurance as they belong to me until customer pays for them upon delivery to the premises 

 

That's what I thought too, until I renewed my policy this year. There was a checklist yes/no questions.. "Do you use your vehicle to deliver goods on a day-to-day basis?"... I looked into it and there is indeed a category of cover "deliveries" which the previous guy mentioned. Own goods - Deliveries - Courier. That's the progression. Own goods covers materials delivered to a site in order to produce a finished product at the site. So, planks, sand cement, tools, etc.

 

But if you're finishing a product (firewood) and delivering it, it's a step up from own goods. Makes sense, risk wise, as a vehicle with a delivery round (homemade jam, whatever) would be potentially making multiple stops a day at premises, parking in the street to unload, driving in and out of properties etc. Riskier than a guy doing one return journey to workplace a day.

 

Courier is the next level, as it's pick up and deliver and someone else's goods.

 

But the keyword is "day-to-day basis" on my policy anyway. Way I read it, it would only become an issue if the insurer got wind of it and pretty solid evidence, then the could cancel the policy. Or if there was a claim and the assessor though there was regular deliveries going on.

[Brushcutter]

2 hours ago, dig-dug-dan said:

That's exactly where it was! They were waiting to pounce once I got on just before the Hatfield tunnel

Not much good to you now but that is operating a lot now. Its well known now as the more dodgy vehicles don't start turning up till about 6pm....when it's all closedn

[scbk]

If you've got a tipper/flatbed type vehicle (or trailer!) best thing for it is a good quality skip net, with a heavy duty bungee all the way round. Only takes a couple of mins to pull it over and bungee round the rope hooks.

 

Anything that isn't tied down has to be sheeted; sand, soil, stone, woodchip, logs, tools etc

[scbk]

I've used Lion Trading a couple of times:

 

Skip and Container Covers 170gsm fine mesh net with eyelets

LION-TRADING.CO.UK

---

Skip and Container covers 170gsm breathable mesh with metal eyelets for fixing with bungee elasticated rope or tie down rope.

 

[scbk]

4 cube of bark on a 3 cube trailer, it settles a fair bit. Bone dry, if you didn't cover it trailer would be half empty at the end of your journey!

 

Bungee is 10mm thick

 

 

 

[topchippyles]

9 hours ago, dig-dug-dan said:

Sheeting over a loose load of sand?

Our local quarry will not let you buy anything on a trailer unless its sheeted prior to leaving. No big deal is it.

[Pbtaylor2014]

10 hours ago, Haironyourchest said:

Asking about what you were doing with the wood was sinister though. Mission creep. Unless he suspects the timber is stolen or something.

It's normally if you selling you could be bound by tacho and also insurance for higher rewards as you selling and then delivery so tacho would be needed to the law is a joke in this country 

[doobin]

12 hours ago, Pbtaylor2014 said:

It's normally if you selling you could be bound by tacho and also insurance for higher rewards as you selling and then delivery so tacho would be needed to the law is a joke in this country 

Tacho would only apply if over 3.5t gross weight vehicle, or if over 4250kg with trailer and not covered under an exemption. For example, the village baker's 3.5t delivery van doesn't need a tacho.

 

And it's 'hire or reward'....

Edited December 31, 2023 by doobin