Part time insurance?

[richyrich]

49 minutes ago, maybelateron said:

I have had my household and vehicle insurance with NFU for years. They were happy to quote me for my arborist liability, but were a lot more than Trust. I note Doobin's comment re not trusting Trust. I have found NFU excellent over the lasted  25 years for any claims.

They must vary from region to region- 5 metre or something similar was their max and the woman on phone said unable to offer anything that would cover... I have always found them to be fairly expensive for other stuff but maybe they are better at paying out etc

[AHPP]

2 hours ago, Stephen Blair said:

Once, I bashed a car with the digger in a car park climbing out a foundation I was digging out.  I was only insured for tree work at the time but the digger was fully comprehensive, they sorted the van no bother and there was no change to my discount.  NFU all the way imo.  

I meant tree work over the height limit (if the height limit exists). 

[Stephen Blair]

The height limit does exist, don’t work above it without contacting them to increase it , the same as if you score a bigger contract than usual, call and discuss.  If you spend most of the time doing smaller back garden stuff then break it down to percentages.  

  I doubled what I charged years ago and at the end of the year a previous insurance company wanted to charge me more, I told them the risk was the same I just charge more now.  I sent them my pricing schedule as proof and it stayed the same. 

[Suffolk Dave]

I was insured with NFU for years (14 years), then the height restriction came , had to look elsewhere now with trust, went back to the NFU last year to see for a quote and said no don't insure tree surgeons any more. due to height restriction. When i was with the NFU always very good to deal with.

[GarethM]

Having dealings with the NFU, it does depend on the local office, so maybe ring another office.

 

Usually pretty good, everything has to go via Gallagher's the underwriters tho.

[Dan Maynard]

I haven't had to claim on public liability but no complaints with Trust paying out on stolen gear, have claimed twice. I guess the circumstances are very clear cut on theft if you have a crime number and kit is not there any more. Few photos of broken locks etc as it has to be in a locked building or compound.

[briscoe]

Grove and Dean are OK. £450 per year for £2.5m .

 

Can always do small jobs without insurance if there is no/minimal risk to public and property - hedgecutting, small tree jobs etc

[HRG]

We use Trust always been very competitive 

[richyrich]

Old thread here- anyone know if NFU still have height restriction? Just curious as a local firm I passed a big tree over to, said he was insured with them. I didn't want to start quizzing him as he wasn't subbing for me..

[Will C]

We looked at the Nfu a few years ago, the small print said we couldn’t work on any tree that was within 2.5 or 3 (Hazey memory) tree lengths of any structure inc fences so you would only be insured for jobs you probably didn’t need to be! Needles to say we didn’t go with them! It may have changed since then to be fair to the Nfu.