RAC breakdown cover.

[Mark Bolam]

On 25/01/2026 at 19:57, Tree monkey 1682 said:

Do not use the aa, absolutely tossers,  argue about recovery trucks, the vehicle classification , and its weight ....never ever use them 

 

It’s £75 extra with the AA for commercial cover.

They aren’t particularly great at pointing this out.

[Tree monkey 1682]

Depends how you class a defender 90 , thats not used for business

[Peter 1955]

Many, many years ago, my bank pestered me to change my free personal account to one with a monthly fee, but which would give me in return, travel insurance, breakdown cover, etc. 

Eventually, I gave in, and switched. Only when I needed the vehicle assistance did I find out that commercial vehicles were excluded. Grrr. 🤬

 

[markieg31]

10 hours ago, Peter 1955 said:

Many, many years ago, my bank pestered me to change my free personal account to one with a monthly fee, but which would give me in return, travel insurance, breakdown cover, etc. 

Eventually, I gave in, and switched. Only when I needed the vehicle assistance did I find out that commercial vehicles were excluded. Grrr. 🤬

 

That's frustrating! I Have been told green flag is the way to go for cover, the Uber driver that took my wife home said he does loads of RAC and AA jobs and said this sort of stuff is common place. 

[htb]

If running older vehicles as I do avoid greenflag, only young vehicles please.

[Dan Maynard]

I went for cover with the insurance, I reckon if they're insuring the vehicle they can't claim they didn't know it was a 20 year old defender if/when it breaks down. So far not tried them out, but there's always tomorrow....

[Bolt]

Hopelessly overloaded Discovery complete with family and 2 nasty dogs, recovered from half way along M4 to home one Christmas Eve (catastrophic air suspension failure).

 

LV (car insurance company).  Quick, efficient, seamless.  Couldn’t rate them higher.

[openspaceman]

27 minutes ago, Bolt said:

Hopelessly overloaded Discovery complete with family and 2 nasty dogs, recovered from half way along M4 to home one Christmas Eve (catastrophic air suspension failure).

 

LV (car insurance company).  Quick, efficient, seamless.  Couldn’t rate them higher.

I am very glad to hear that as I moved my two cars to them and took the recovery.

[sime42]

I've got RAC cover on my van. Never had to pay for it either in 4 years yet. The first year was thrown in for free as a perk when I bought the van. Every year thereafter it's been renewed without me paying a penny. Must be some or other admin error somewhere. Or, after reading this thread, maybe it's just not worth anything anyway. 

 

I've had to call them out once. No drama; they came quickly and fixed the issue and we were on our way. (Though I suspect that may have been luck as it was an intermittent fault with the injectors, two of which I had to replace shortly afterwards).

 

 

[Mark Bolam]

9 hours ago, Dan Maynard said:

I went for cover with the insurance, I reckon if they're insuring the vehicle they can't claim they didn't know it was a 20 year old defender if/when it breaks down. So far not tried them out, but there's always tomorrow....

 

I did the same Dan, then they tried to charge me extra when my Transit needed recovering, even though they’d bloody bought it for me!

 

It took a big row with them to get it sorted.