Vehicle finance recommendations

[Rough Hewn]

Anyone recommend a decent firm?

[emoji106]

[Johnsond]

1 hour ago, Rough Hewn said:

 

Anyone recommend a decent firm?

 

What kind of vehicle you thinking of ?? 

[Woodlover]

I cannot recommend a decent firm but years ago when I went down that road I got the price of a personal loan first and in my bargaining with the car finance firm they agreed to the same interest rate, saved about 2 percent APR if I remember right...this was in 2011.

[Rough Hewn]

Just found out my credit score is very low. Never had credit/loans.
No finance available.

[Mark Bolam]

The Close Group were good for my when I had a bad credit rating.

 

Close Asset Finance is the branch you want I think.

[dig-dug-dan]

I use an independent lease company that have always done me a good deal. Been using them for 25 years now. Holmwood leasing. Speak to nick Patten. 07774866667. Mention Daniel from hemel to him

[Rough Hewn]

I use an independent lease company that have always done me a good deal. Been using them for 25 years now. Holmwood leasing. Speak to nick Patten. 07774866667. Mention Daniel from hemel to him

Thanks Dan, I'll try him on Monday
[emoji106]

[donnk]

If you havent got the cash to hand or have better uses for it look at contract hire. You can claim the lot against tax and only pay the depreciation which is why its generally a better deal than purchasing. Credit score isnt so important as you dont own it.

 

Vans are dirt cheap. a brand new tipper you looking at £200 a month with 3/6 months down.

 

Tipper Leasing | Tipper Contract Hire - Vehicles2Lease

WWW.VEHICLES2LEASE.CO.UK

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New tipper leasing and tipper contract hire available on our huge selection of commercial tipper trucks. See what we can...

 

 

[Rough Hewn]

If you havent got the cash to hand or have better uses for it look at contract hire. You can claim the lot against tax and only pay the depreciation which is why its generally a better deal than purchasing. Credit score isnt so important as you dont own it.
 
Vans are dirt cheap. a brand new tipper you looking at £200 a month with 3/6 months down.
 

Tipper Leasing | Tipper Contract Hire - Vehicles2Lease

WWW.VEHICLES2LEASE.CO.UK

---

New tipper leasing and tipper contract hire available on our huge selection of commercial tipper trucks. See what we can...  
 

Interesting, hadn't thought of that[emoji106]
Just bought a new engine for the transit tipper, should be fitted end of the week.
What a relief that will be.[emoji849]
Thanks for all your suggestions [emoji106]

[swinny]

Finances Is a great tool. Terms seem nothing when you take them out. Then later down the line it can get annoying esp with other things on finance also. 

 

I'd look to see if you can afford it even in quiet times. Look at what work you have on and forecast for works.

 

Interest rates should be low and best time to borrow but still might not be right for you? 

 

Weigh it up first is all I say