anyone else vehicle insurance gone up for no reason?

[flatyre]

Hey folks I'm insured with Admiral and just got my new premium the other day, no claims, no convictions, but my insurance has gone up by nearly £50. Phoned them regarding the price hike and went through the old "did you claim" no, "did you get any convictions or points?" no, "oh it must be because we went from being a broker to providing our own insurance", so I said surely that means you can offer insurance cheaper? "no it doesn't work that way". So why re-structure your business to be more expensive? Then got a load of waffle about all insurance companies have had to put up their premiums, is this true or are Admiral just being twits?

Edited November 9, 2017 by flatyre

[dan494]

All insurance companies put the price up every single year, you simply get another quote which is invariably lower and they match it or you move. £50 is quite low, they usually double the premium in my experience

 

Edited November 9, 2017 by dan494

[Gary Prentice]

1 hour ago, flatyre said:

Hey folks I'm insured with Admiral and just got my new premium the other day, no claims, no convictions, but my insurance has gone up by nearly £50. Phoned them regarding the price hike and went through the old "did you claim" no, "did you get any convictions or points?" no, "oh it must be because we went from being a broker to providing our own insurance", so I said surely that means you can offer insurance cheaper? "no it doesn't work that way". So why re-structure your business to be more expensive? Then got a load of waffle about all insurance companies have had to put up their premiums, is this true or are Admiral just being twits?

The reason insurance goes up is because they're a business and want to make profit.

[eggsarascal]

I put Mrs Egg on my van insurance a while back, no extra cost. Last year I got my renewal notice..... £10 less than the year before. I didn't question it.

[woody paul]

Last year was going to remove my brother off my LR 90 and was told it would be cheaper to leave him on it.

[richy_B]

Insurance is all about data these days. Data doesn't always follow what you think it 'logical'. I moved from London to a rural location and my insurance halved - made sense. I doubled my annual mileage a few months later and it made no difference to the policy - how does that work?

[flatyre]

I think i'll be moving insurers, call me old fashioned but I expect insurance to come down as your no claims bonus goes up. Also they won't insure the tipper and i'd like both vehicles insured with the same firm. I'd also like to have the frontera on the same policy. Does anyone know of any firms that offer multiple commercial vehicle insurance that would cover me and possibly sub contracters in the work vehicles and the missus in the frontera as it doubles as the family car?

[billpierce]

Heard trust ins are good. Not used them myself.

One call direct have been cheap In past

[Gray git]

Trust were over a grand more for our little grafter van last month than nfu for identical policy's
That's any driver over 25 as all our vehicles are, once I have a year on that they say that I can add all 5 vehicles together into a combined fleet policy which should be worth looking at.

[swinny]

Trust were competetive when i rang for a quote recently. They never emailled it through to me though....

 

Then i googles the person that under writes the insurance...

 

not for me thanks