Chessa,
I am reasonably certain, that that book you quote, was written to support a particular point of view, in that it, or at least the parts you choose to quote, absolutly fails, or refuse to mention the backsliders, the absolute neerdowells, that simply must exist in any given society.
Also the $11000.00 per year accomodation (Utah example) cost has to be falsely low. i.e. it may reflect the bare rental cost but zero maintenance nor utilities.
Ditto for the African example, though oddly, since most Africans know what actual true poverty is, they might actually better realize the value of the cash hand-out.
As before my opinions are based on my local observations, which definitively reveal that some families from solid family backgrounds will work their way down, some are genuine alcoholics/addicts, some simply feckless with money and some gifted individuals from plainer/rougher backgrounds will refuse to better themselves, and some indeed progress.
Regardless of the "free money" so blythly disembursed. (that someone had worked hard to earn)
While most in the community knuckle down and survive, which is not easy for them, but they make themselves do it.
There are no easy "one size fits all" answers.
And any easy-money solution will attract criminals and con-persons(i.e. the Grenfell fire) , such is life.
But to deny these facts is not a little disingenuous
P.S.
I am aware that "shit happens", however most such shit is caused by poor life choices,(or indeed others poor life choices) some/most(and I worked with quite a few examples) refuse to accept that their poor choices were in any way to blame, ergo their lives will not improve.
And they continue to blame Society instead.
Perhaps that is the basis for the expression "charity begins at home".
P.P.S
Our son works in a Post Office, involved in handing out benefit payments, staggering sums of "free money" are already being disembursed, to individuals, on a weekly basis.
Never mind the equally staggering sums(but always sub £800.00, in each individual transaction) being MoneyGrammed back to Romania
Marcus