Insurance, paying too much?

[skyhuck]

Who with mate?

 

NFU, mate

[BrendonV]

Over here in the states it became time to renew my policy. For the last three years, the company I was with has been increasing the price a bit each year. This year, with money not readily available I called and asked what the deal was with the rise. They couldn't really explain it. So I decided to get another quote.

 

I found the same coverage, actually a bit better, for 25%, yes 25% LESS!

 

I can only suggest to shop around if in fact you are curious is you are paying to much.

[Hodge]

I pay £1500 a year for pl and el, i contacted arb insure about it to see if they could beat that and they couldnt do any cheaper, they told me its because i have 3 subbie climbers that i use, they say this increases risk. They also base it on turnover.

[skyhuck]

I pay £1500 a year for pl and el, i contacted arb insure about it to see if they could beat that and they couldnt do any cheaper, they told me its because i have 3 subbie climbers that i use, they say this increases risk. They also base it on turnover.

 

That is normally the case, but the NFU did not want to know my turnover, which surprised me.

[josharb87]

out of curiosty, whats the minumum a 1 man band requires?

[Al Cormack]

I have 10 mill for both EL and PL costs £2700 for the year.

I am with Trust Insurance, anyone else use them?

[skyhuck]

out of curiosty, whats the minumum a 1 man band requires?

 

Legally speaking, if he works alone, nothing.

[Hodge]

I have 10 mill for both EL and PL costs £2700 for the year.

I am with Trust Insurance, anyone else use them?

 

Yeah im with trust, i have found them very good, i have been with them for 5 yrs. Last year i had to make a claim when a subbie that was working for me decided it would be a good idea to cut through the hing on a big ol douglas fir, it landed on a national park foot bridge, £1500 repair bill, i called trust and they sent a claim form and that was that, they paid up, i did however have to pay the excess of a grand.

[Stephen Blair]

carl give the nfu a call, my guy seems to be the cheapest across the country.

01563 524 013. I pay £580 for 2 mil pl, 10 mil el,2 mil conservation ????, and 6k of tools.

mention my name to Valerie, i am going to try and get a comission off them, i must of given them dozens last year and i never thought to ask, i insure everything with them now so its worth a try.

[Johny Walker]

Yeah im with trust, i have found them very good, i have been with them for 5 yrs. Last year i had to make a claim when a subbie that was working for me decided it would be a good idea to cut through the hing on a big ol douglas fir, it landed on a national park foot bridge, £1500 repair bill, i called trust and they sent a claim form and that was that, they paid up, i did however have to pay the excess of a grand.

 

so the insurance paid out £500 ,?