Rupe

It's not "illegal"! It's immoral to put PPI onto a loan without informing the client. That's what has been happening. That's what "miss selling" is. Also, the small print made it impossible for someone self employed to claim as claims could only be made through the paye system. So, yes, maybe self employed needed it the most but it was not designed for them and therefore a big con all round.

Very good! Sub 7 minute miles is where I want to be!

Yes but you have four times as much rope to pull through, tending slack is not a problem when its at 2:1

What you nearly have there is a rads system. What gave you got at the top? If you just tied the line off at the top so its a fixed single line then you'd gave an SRT system using rads which is a 3:1 not 4:1 which shoukd be plenty. I'd is ok for a rads system. Same as a gri gri but with panic safety feature. If you don't enough upper body strength them your in the wrong business!!

Good work on both counts!

Its not meant for DRT.

And even more money! I would uprgrade to one if I could justify it.

Hi Mark. Have you got stump grinding work lined up already, or just looking to get a machine so you can broaden your service? The rayco is good, used them lots, but quite limiting on the size you can efficiently grind out. So stumps that come from trunks at 2foot diameter are probaly towards its limit, it will do them and bigger, but take a long time. The self drive ones have zero user fatigue and a wider sweep than you can physically manage with a pedestrian, so they will do larger stumps without finishing you off as well. But you will freeze to death due to lack of activity some days! But for 1-1.5 foot stumps the small rayco is good. Remember when pricing that the grinding is based on the volume of the stump, not diameter, and volume goes up by r3 (radius cubed). So many people price by the inch diameter and then wonder why the larger ones make less money (take longer). Vermeer SC252 would be my vote for best all round, not too large not too small, but everyone has their own opinions. I had a small 13hp vermeer for a while aswell (won it on a raffle brand new) but it was prettyu useless for me. Then sold it to someone who takes it out every day and says its the best machine ever. All depends on the work you doing I guess.

I did 22.15 at parkrun on saturday.

Very nice, just looked it up on google. Should serve you well.

Three cogs is gay. Dont let anyone ever see you use the small one!

I think it was this thing

13th out of 23. Fastest time was 59mins on a proper super expensive TT bike, with drinks container in the frame. Yes, there was a stopper on the top tube and you fill it with water and drink it of a straw on the handlebars. Never seen ought like that before down this way like!

I just did my first proper timed time trial. 40Km (olympic triathlon cycle distance) in 1.hr 20mins. Not too bad for a first go, inlcuded a big hill climb aswell, but of course I came down the hill too so it all evens out. NOt sure what position that put me with the other riders (about 20+ of us) but will find out later I'm sure.

And I actually I was employed at the time, I just said I hadnt asked for it, in my case that genuinly was the truth. I knew about on some loans and had asked not to have it, but was shocked to find out it was on my mortgage!

I got £8.4K last year from Northern rock, thay had added PPi to an extension on my mortgage, so not the original mortgage but the additional drawdown amount, back when they were doing 110% mortgages, so the first 90% was no PPI but then I got the 20% extra it had PPI on it. Definatly without my knowing! Mick if you chose to take the PPi then it might not be missold, but the fact that you are SE employed means its worthless to you anyway so that is misselling as you should have been informed. If in doubt just say you dont recall asking for it, its up to them to prove otherwise, but mention you are self employed (I assume you were back then too?) and that you wouldnt have been able to claim on it anyway and it should be fine.

That must have been a very long time ago then!! Paulo did do a lot of work and research into long term effects of footlocking and tree work in general, along with his treeflex harness that had mixed reviews and fortunes. Tree work is generally hard on the body, and imbalances are found in many things, footlocking is a minor part of that IMO although it is tough on elbows, but srt can be tough there aswell. In my experience using a medium/large saw on the ground is the worst thing you can do for your body as a whole as its such an imbalanced posture (it can be improved if your sensible) so work as a whole can be bad, and stretching and other excersise can re balance all these issues, so footlocking on its own should not be seen as bad for you. IMO that is. I have seen Beddes climb using alternate left and right locks on his footlocking but the man is not normal. I couldnt footlock left footed if my life depended on it!!

It might be being mande in the US though. Dont know about husky but stihl saws in the US are made there, thats why there are some differences between them and the European models. As craig said the main differnene is in emmisions. Hardly worth the effort for £80? Keep you local dealer happy and get good service from them when you need it, you would expect the same from your customers?

Or £1000 then. Can you just charge them that for the "damage" without having to actually spend it on replacement? £1000 in your pocket is much better than a new tree. Or is that not possible now with the new laws on tennancy/deposits? There certainly is no law that says its "criminal damage" and there is no law that says they "have" to maintain the garden (you could rent somewhere where groundsmaintenance is paid for out of the rent) so that depends on your tennancy agreement but I think we are all agreed that cutting a tree down is wrong, even if only moraly wrong.

I think the tree is not on! Shrubs are not so important. But lets say the tree has a value of 500. Replacing it and charging them 500 is of no use to anyone. Just deduct 500 from thier deposit for damge to property (Its a form of vandalism) and then remove the trunk/stump (£80 tops) and leave it at that. Trying to replace the tree just becasue it was there seems a waste to me. And you wont get one for that size for £500 anyway. If your a landscape gardener then you would know far more about costs of trees than us lot anyway.

Ha, ha! No, he doesnt mean the same size as that. Do you really want to replace with the same size? Would cost quite a bit if you can find one. £1200-1500 planted I would guess. You have to figure that a tree and rootball that size is going to be very heavy so specialist kit required to deliver and plant it. Why did they cut it down? Maybe they have improved your property? Did they clear up the mess as well? And remove the stump? If not then just charge them for that and forget about it.

Yep, you need a crappy bike for general use. "pub bike" is the term I use, but that has a different meaning sometimes!!

The bottom bracket screws into the frame (reverse thread on the driveside) so if the threads in the frame there are knacked then its a no go! But you could still put a new spindle and bearing in if one side can be removed. But for a cheapo bike its maybe not worth it.

Crank off or bottom bracket out? Should always be able to get cranks off? Even if the threads are ripped for the removal tool, you could cut the spindle, but this would mean you have to replace bottom bracket aswell. Send me a photo of where its threaded.

Best not to read this thread then, the title is a giveaway.