Selling firewood legalities

[kevinjohnsonmbe]

Public and product liability

 

 

I don't understand what product liability would cover Joy. Is it in case a customer gets a chimney fire or if they drop a chunk and break a toe? Am I missing the key requirement or being a bit dense?

[Woodworks]

I'm dense as well Kevin. Can't see the need for PL cover for selling logs and don't have it at present but wondering if I do now

[gdh]

Not sure on the legalities of insurance but it's best to be covered in case you knock someone's shed down or hit something when tipping. No it hasn't happened to us.

 

If you're selling to people who receive the RHI grant you need to be on the Biomass Suppliers List (BSL) which basically means proving all your timber is sustainable with a felling licence as minimum for each lot.

 

Check the total weight of your delivery vehicle and load and make sure it's not over 3.5 tons, that can cause problems.

 

There's recently been news of trading standards looking at load sizes but that's not an issue yet for most people. Personally I would always sell per cubic meter.

 

If you're feeling ambitious VAT has to be charged after £75,000 turnover. If you're selling to the end user charge 5% and if it will be sold on charge 20%.

 

Business rates... https://www.gov.uk/introduction-to-business-rates/overview Not my area of expertise, there's plenty of exemptions so just ask around.

 

Hope that helps.

 

Edit: VAT is worth looking at regardless of turnover as you can claim back the difference.

[LittleLogCo]

Blimey an extra 75k a year would be nice lol thank you very much for that. Don't really want the extra cost of insurance to be honest. Weight wise I have full HGV so not an issue. I will do some research on felling licences and rhi grants [emoji106]

[woody paul]

:laugh1:What a laugh i have had reading so far, next will be Used by date.:laugh1:

[arboriculturist]

PL ins. gives peace of mind and can set you apart from others.

 

If someday an individual decides to persue a claim against you - you will be relieved you are covered and the annual premium is small.

 

Take out Insurance against HMRC Investigations for Vat and Tax - worth every penny.

 

Everything covered and you can relax and focus on running a, professional, efficient operation.

[oldwoodcutter]

Whats not so funny is what has happened to a couple of log sellers that talk to me, one tipped up beside a newish bmw and a log bounced out and creased his customers rear passenger door, for which the bill came to something like £3K , and the other tipped up as usual and ripped out a 1000 volt abc that ran over his customers yard , he told me that uk power networks sent him an invoice for £4k, for about 4 men and 2 cherry pickers to re-install.

[arboriculturist]

Whats not so funny is what has happened to a couple of log sellers that talk to me, one tipped up beside a newish bmw and a log bounced out and creased his customers rear passenger door, for which the bill came to something like £3K , and the other tipped up as usual and ripped out a 1000 volt abc that ran over his customers yard , he told me that uk power networks sent him an invoice for £4k, for about 4 men and 2 cherry pickers to re-install.

 

That sort of makes the point re: Insurance cover

[LittleLogCo]

Good points there

[woody paul]

Whats not so funny is what has happened to a couple of log sellers that talk to me, one tipped up beside a newish bmw and a log bounced out and creased his customers rear passenger door, for which the bill came to something like £3K , and the other tipped up as usual and ripped out a 1000 volt abc that ran over his customers yard , he told me that uk power networks sent him an invoice for £4k, for about 4 men and 2 cherry pickers to re-install.

 

Never tip near cars and That's not looking before tipping.