Employing the odd labourer

[kentjames]

If you are responsible for the workers health and safety, and you run the site then you need employers liability insurance for any labour, casual or permanent.

 

You will if you are employing your son too as per above let alone anyone else.

 

At the end of the day, pay for it, get it and your covered.

 

I believe its worked out on the same percentage basis as normal liability insurance, so if you are doing 40%/30%/30% Landscaping/Fencing/Trees then the overall price will be lower than if you were doing 10%/10%/80%. Comes down to risk factors and risk profiling.

 

Ring Trust insurance and ask for Cameron for a good price too !

[Dan Curtis]

If you dont directly employ them you wont need employers liability insurance, I just have my labour on a self employed basis as i do seasonal work and i only need public liability insurance..

 

Good luck with that should the proverbial ever hit the fan.

[eggsarascal]

If you dont directly employ them you wont need employers liability insurance, I just have my labour on a self employed basis as i do seasonal work and i only need public liability insurance..

 

Bung him sixty a day, all sorted.

[Jackalope]

Pay should read reward, it doesn't have to be financial, if they get any benefit you are still the employer

 

Yea good point, but the theory is correct I believe?

[Acg128]

Bung him sixty a day, all sorted.

 

A labourer.. No more than £45!

[Ninjastrike]

I have only just started my buissness and i was told that i wouldnt need employers liability but now i know i actually do like you say probly better safe than sorry, Thanks for the advice and sorry for the false information in the first place...

[theflyingscotsman]

If you are responsible for the workers health and safety, and you run the site then you need employers liability insurance for any labour, casual or permanent.

 

You will if you are employing your son too as per above let alone anyone else.

 

At the end of the day, pay for it, get it and your covered.

 

I believe its worked out on the same percentage basis as normal liability insurance, so if you are doing 40%/30%/30% Landscaping/Fencing/Trees then the overall price will be lower than if you were doing 10%/10%/80%. Comes down to risk factors and risk profiling.

 

Ring Trust insurance and ask for Cameron for a good price too !

 

 

Yup, second that, ring Cameron at Trust..

[Stephen Blair]

When you had to have EL the only get out was if it was for a family member, then you didn't have to.

Don't know the rules now.

I know I have it and have no full time staff!

[IVECOKID]

MY insurance told me i dont need EL insurance for my son has family next of kin are covered and that the chance of your son is going to sue the arse out of you are nil/

 

 

Ste

[Steve Bullman]

MY insurance told me i dont need EL insurance for my son has family next of kin are covered and that the chance of your son is going to sue the arse out of you are nil/

 

 

Ste

 

If my son worked for me and had an accident that left him with a disability for the rest of his life I would want, and indeed encourage him to sue me....thats what EL is there for.