Insured claim?

[Mick Dempsey]

As my old boss used to say.

‘If you fell in a barrel full of tits you’d come out sucking your thumb at the moment’

[eggsarascal]

49 minutes ago, monkeybusiness said:

I’d tell your insurers now and just explain you were hoping not to claim but there is more damage than first realised. There won’t be a time issue and the fact that the other party agreed to pay your damage shows they accept liability for the collision. 

I’m sort of in agreement with you, that’s why I asked the question. I think I’m just going to suffer it and move on. At least the garage where it’s at are letting me stay in it at nigh/when they aren’t working on it, bit of a logistical mare, camper smashed up near Ashbourne, trailer in storage in Suffolk, and work van on our kids drive in Madeley. 

[eggsarascal]

28 minutes ago, Mick Dempsey said:

As my old boss used to say.

‘If you fell in a barrel full of tits you’d come out sucking your thumb at the moment’

Never a truer word spoken! It’s a good job there’s two sorts of luck or some of us would have none.

[nepia]

What should happen - and has to me - is that you inform your insurers who treat the matter as a claim at the time.  Come renewal time you get hit with a higher premium because of that claim (unless your policy allows for a claim with no hurt to your premium as some do).  When, after many moons, your insurers are satisfied that nobody - that's you and the other party - is actually making a claim against them - they'll reimburse all the extra cost.

 

Too good to be true?  Well I'm no fan of the insurance industry - it's morally bankrupt - but it has happened to me.

[Doug Tait]

Can the dad not be encouraged to cover the total cost? Guessing he was keen not to claim because the lads insurance premium is so high anyway, if the choice was the extra 600 or involve insurance companies I'd reckon the extra 600 will still be a lot cheaper.

[Mark Bolam]

Who came up with the figure of £2k rather than £2600?

[topchippyles]

Straight enough they cover the bill or you will involve the insurance company. Its not your fault why should you stump up £600. 

[eggsarascal]

8 minutes ago, Mark Bolam said:

Who came up with the figure of £2k rather than £2600?

The garage, to be fair I was in agreement with them, it was only when the extent of the mods were discovered the price shot up. The drive shafts are 20mm shorter than the originals, not something that would be easily spotted until they offered the new ones up.