Part time insurance?

[Con]

Hi everyone 

I've had my insurance with arbrisk for several years now. I've reduced my work. I'm only going out 2 days a week max. I've approached arbrisk to see if they do a reduced premium for part time, max 20 hrs a week. They don't.  Does anyone have anything similar, or know if any one offers part time cover? Thanks

[maybelateron]

Trust insurance charge on the basis of turnover, but I don't know what their lowest tier would be.

[Stephen Blair]

NFU work on percentages and turnover.
  Mines broken down into digger work, ground work, tree surgery.   

[richyrich]

1 hour ago, Stephen Blair said:

NFU work on percentages and turnover.
  Mines broken down into digger work, ground work, tree surgery.   

NFU wouldn't do tree work cover over a few metres height. Maybe different policies in Scotland?🤔

[Stephen Blair]

never been an issue for me.

[AHPP]

24 minutes ago, Stephen Blair said:

never been an issue for me.

Ever claimed?

[Dan Maynard]

3 hours ago, maybelateron said:

Trust insurance charge on the basis of turnover, but I don't know what their lowest tier would be.

Second that, talk to Trust. 2 days a week of my own stuff is basically what I'm insuring for and arborisk couldn't come close to the premium.

[doobin]

I wouldn’t trust trust. 

[maybelateron]

10 hours ago, richyrich said:

NFU wouldn't do tree work cover over a few metres height. Maybe different policies in Scotland?🤔

I have had my household and vehicle insurance with NFU for years. They were happy to quote me for my arborist liability, but were a lot more than Trust. I note Doobin's comment re not trusting Trust. I have found NFU excellent over the lasted  25 years for any claims.

[Stephen Blair]

9 hours ago, AHPP said:

Ever claimed?

Once, I bashed a car with the digger in a car park climbing out a foundation I was digging out.  I was only insured for tree work at the time but the digger was fully comprehensive, they sorted the van no bother and there was no change to my discount.  NFU all the way imo.