Arb Insurance Companies

[Rich Rule]

Trust are a bunch of barrow boys in my experience.

 

When I tried to cancel my PL with them they said it was illegal and threatened to report me.

 

 

[Pete Mctree]

Had two experiences with Towergate - shocking to say the least. Neither arb related , but 9 months to pay a simple claim out the first time and 14 months the second speaks volumes 

[Rich Rule]

57 minutes ago, doobin said:

This x100. That Cameron is the worst for it. 

Glad it is not just me.

 

I just said I don't respond to threats now cancel the policy.  They took a month for admin fees or some such bollox and refunded what was left in the year.

[allseasons]

Got to say my insurance guy is amazing and never had any issues and premium doesn’t really go up and he always gets me a really good price that I’m happy with and covers everything with no hesitation or loads of questions.

[spuddog0507]

On 02/04/2020 at 20:54, skyhuck said:

Pretty standard, in my experience. Its not possible to know what your turnover will be at the beginning of the year and really a dramatic rise in turnover usually reflects an increase in work done and thus and increase in the risk of a claim

Yes totally agree with what you are saying hear, when i was asked what my projected turnover was going to be i just replied, i dont know ? then said to the guy on the other end of the phone, is my phone going to ring,?, am i going to get run over by a bus ? then i asked him if i dont do the turnover i am expecting do i get some money back ? his answer was no, so no supprise there then, then i asked him what he earnt a year and he would,nt tell me, 

So with the year we have had this year with covid, and what we are facing for next year some companys will go under thats for sure, and most will have a reduced income, so with those 2 points insurance companys turnover will be down, so will this be past on to the remaining customers ? and if our turnover is projected lower than years gone by will we be getting a reduction in insurance costs, i dought it very much, all we will get is increased payments,

Going back to when i first went self employed your PL insurance covered you for about everything you did and i can remember going in to a small insurance brokers and getting my fist PL insurance for £23 for the year,  

[Khriss]

Changing  mine soon. This makes worrying reading as an swapping roles next year. Last years premiun was 2 an narf  😮. K

[Rich Rule]

...

[Rich Rule]

35 minutes ago, Khriss said:

Changing  mine soon. This makes worrying reading as an swapping roles next year. Last years premiun was 2 an narf  😮. K

I thought you worked for a company?

[Khriss]

13 hours ago, Rich Rule said:

I thought you worked for a company?

I do both, have mine own also. K

[Khriss]

13 hours ago, Rich Rule said:

...

Hence why i posted here. K