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spuddog0507

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    north west lancs

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  1. My PL used to be with a company of here and when i first took it out the price was OK, so to give you some idea of what we do in the forestry sector is small clear fell jobs like up to about 200 tonne, windblown clearance on boundry lines, stock fence repairs and dry stone wall repairs along with a few other things, i have no size or height limit on the trees we work on, now given every where we work is in the middle of no where and the risk is very very low my PL kept going up by £70 £80 quid a year untill it got to where they was asking for over £700, i just thought enough is enough and spent a wet and windy day ringing round other insurance firms, Ok there was a lot of No,s but came across a very helpful young lady who did what she said she was going to do, like i will ring you back in about 30 mins and yes true to her word she did, after a couple of calls quearing a few things she came back with a price of £186 for the same cover as from previous firm, so i went with her the year after it went up by £8 to £194 and £8 again this year to £202 this sort of increase i find acceptable unlike the £70,£80 a year increases i was getting before, i have been self employed since the mid 80s and only ever had one small claim in 88, i have all ways been a very loyal sort of person but in the last few years i have started to think a bit different as i dont think loyalty goes any where now a days, so top and bottom of it is it does pay to shop around now n then as i did and saved myself over £500 on one years PL insurance,,
  2. I used 4 of them a few year back when i had filled all my IBC,s fastened all 4 corners of panels with clamps and zip tied 3x2 uprights about every 2ft on the inside, put pallets on floor and when it was half full put another layer of pallets in and it worked fine, bulged a bit but not much,,
  3. if its fit to mow for either Hay or silo let some take the grass off it for a bit off money and get the hedge cutting in on the deal, then find some one with some sheep and again rent it off for winter grazing, so let some one else do the work and make a few quid out of it as well,
  4. One of them lines women was very smart as well,,
  5. Well Bugger me backwards we have actually won a game of football with out it going down to penalty,s, Well done to all and very enjoyable to watch, i think the blokes have something to prove now ???
  6. It's not going any where and I have a ongoing project for it to go in,
  7. Sorry but we have to come to terms,, that the country can't manage with out them sort of people ?? There is a lot of people out there in all fields of work that get paid good money to do a job they can't Do ,,,
  8. i have my eye on a v2003 thats sat in the corner of a warehouse and has been for 12/15 yrs now, all shrink wrapped down to pallet as it was delivered from Kubota and its £1800, cheep yes,
  9. Sounds about right that one, some lads i work with now n then you would think they had been cutting stone flags with there saws,
  10. Well thats a bit more like it, had dealings with SEPA in the past and TBH they where not that bad to deal with unlike our EA south of the boarder who seem to be a waste of time and thats if you can get hold of any one who knows what there doing ?
  11. If i got a offer of £200 for 3 logs like them, i would rip there hand off and have them loaded and delivered, before they had a chance to change there mind, they are not good or nice logs at all, if they was on a job of ours they would be stacked in the firewood stack, £200 is very very good money for them !!
  12. Has it done a lot of hrs ? and the guy i know is just north of Edinburgh, a rebuild kit dont cost much but the labour sometimes makes it a expensive way of doing compared to buying a new engine, Last time i enquired about a new V1505 none turbo the engine was about £2300 + vat,,
  13. Andy as most of us know, everything has a sale value !!
  14. TBH i think the word ,FREE in cases like this is a little bit cheeky, The offer of a brew and a few chocolate biscuits goes a long way and to drop the lads 20 or 30 quid will go even further and a few added beers even further, Given the present times and as some lads in the industry now start to feel the pinch and the demand for firewood gets greater, it simply gets dropped off at the place where the exchange is fair for both sides,,
  15. Cadburys picknik, but the chocolate has melted off it 😂

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