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richy_B

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Everything posted by richy_B

  1. richy_B
    Anythings possible. Worthwhile is a different question. For me the largest factor would be wear and tear on your body. I find it harder to recover as I get older. It's a strenuous job and easy to pick up stresses/strains.
  2. richy_B
    I have a t350 tipper insured with Aviva as well. When I had a claim (albeit not a tipper) they were easy to deal with and paid out quickly.
  3. richy_B
    If its a sudden stop its got to be something in it. Wire, nail, etc.
  4. richy_B
    With insurance you need to declare fully. If you say its a panel van and it isn't then you give them a way out in the event of a claim. Shop around, someone will take your money.
  5. richy_B
    I'm considering selling my AGT 835 forestry tractor. It just isn't getting the use we intended for it. I am wondering a fair price to ask for it? AGT 835 37hp tractor. Articulated steer. Full factory forestry guarding. Only a year old and less than 100 hours. We'll looked after and grest condition. Only defect is front grill got pushed in slightly by a branch (cosmetic only). Bought direct from Riko. I was going to include the ifor lm126 flatbed trailer we use for it as it's ideally suited. http://www.riko-uk.com/product/65/405 £17k + VAT new (probably worse the way the euro to pound is going!). Any suggestions?
  6. richy_B
    Talking of training (I appreciate not very positively!) Does anyone have a recommendation for an NPORS <10t 360 provider in Oxford/bucks/berks/Surrey?
  7. richy_B
    We use the term 'shred' for when is mainly leaf. For example we run all our basal and epicormic pruning through a chipper or shredder and what you get is 'shred'.
  8. richy_B
    Moles valley farmers? They sell it. It seems pretty hard to source.
  9. richy_B
    Agreed. Wrist breakers, I'd avoid as much as possible.
  10. richy_B
    No, it isn't. It looks a bit elm like to me.
  11. richy_B
    Its not the question you asked but the answer is : transit tipper and road tow chipper. Pickup with tipping trailer to back this up.
  12. richy_B
    I've been buying from Steve for a couple of years and would recommend his kindling. Very neat packed and quality stuff.
  13. richy_B
    Saw this on ebay. Really tidy looking truck. Not specficially in this case but I find mileage can be deceptive on council vehicles. I used to drive a council van and it only did 6k a year but this was stop start driving in traffic in London traffic - I'd put it on par with doing 18k a year normally. Condition is obviously key, the front seats and door sills are usually the key indicator.
  14. richy_B
    Can't tell exactly from the article but does it sound like he had removed some if the guarding or failed to add additional.
  15. richy_B
    This is more complicated as it has duality of purpose. The business could buy the hardtop but if you make use of it when using the car personally you have to put it on you p11d as a taxable benefit. Might be extreme but the same would be necessary if the business paid for a tow bar to be fitted for work use but you used it to tow a private caravan. From what you are saying Id say you should keep your vehicle within your business for the time being. In a few years you can sell it to yourself and make use of the 45p. Obviously before that have a major service, new tyres and buy the hardtop. Just my 2 cents.
  16. richy_B
    The business can own/lease the vehicle and pay all the bills. Or you own the car personally and claim 45p for everything, including the fuel. My understanding of it and i am 99% sure i have it right.
  17. richy_B
    Then the 45p can't be used.
  18. richy_B
    A pertinent question might be - are you likely to work for them again? The outcome maybe influenced by this.
  19. richy_B
    The 45p is a business expense and 100% deductible. It is also tax free as an individual so regardless of your salary/dividends you can claim £4,500 PA (if you do the full 10,000 pa). So you reduce your business tax bill but pay no tax on it as income personally. Maybe not worth if for 1000 miles but from 5000 miles onwards it is an efficient option. It will hinge on how much the vehicle actually costs to run.
  20. richy_B
    I don't think this scenario would be tax efficient. It is more the case that the business buy the van new (say £30k for example) and runs it for 5 years. At 5 years you buy the vehicle from the business for £10k (or a justifiable price, ie a PX amount youve been offered). You then run the van personally and claim 45p a mile for business usage up to 10,000 mile PA.
  21. richy_B
    I think that's why I will never be a good climber. I fixate on the risks too much that it slows me down in comparison to others. In an often productivity fueled world best practises are not encouraged or adopted. As has been mentioned human error is often the issue. They happen to the best of us though - tired, rushing to get something finished, momentarily distracted. I read somewhere most accidents happen in the last half hour of the working day.
  22. richy_B
    I think you're right there. Confusion is often all that ensues! Atleast you can kid yourself you did the research and found the best option!
  23. richy_B
    Yep. I have never looked into contract hire on machinery (arblease et al). Do you have an annual number of hours? Must be a hard business model for them. On a tractor you could have 1000 hours of amenity mowing or 1000 hours of heavy ploughing. Be interesting to know more.
  24. richy_B
    That's the best way but it hinges on you having the money to do so! I am a big fan of outright purchases (have done for my tractor, chippers, excavator) but cash flow is king. Contract hire or finance has its place. Finding £1000 a month for 2 years can be a lot less stressful than spending £20k and finding your a uber tight for a couple of months.
  25. richy_B
    Great looking bit of kit. Do you know how much a engcon tilt rotator set up cost on a 2.5-3t machine?

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