Space cab/ King cab/ Xtra cab question

[nepia]

Hmmm, that sounds like just another excuse to cripple the working man. Sorry to be nosey, but who is your ensure r ?

 

I insure with Direct Line and you're not being nosey; fair question.

A couple of possibilities come to mind as to the explanation for the hike in premium but they are my guesses only.

First, the rear 'seats' are dropdown bench seats and are likely to be seen as providing less protection of their occupants in the event of vehicle collision.

Second, I know from the lease company (I asked) that the roof bars that the Double cab has can't be fitted to the Kingcab because there is reinforcement to the roof of the Double, not the King. Obviously the Kingcab's roof is shorter but if you think lack of reinforcing...rolling the vehicle... you can see an opening for an insurer to think increased risk of occupant injury.

Just my guesses.

 

Jon

[Mark Bolam]

That makes sense Jon.

 

I got a great quote from Direct Line (online) for my Transit last year, but when I rang them they said they don't insure tippers, at all.

 

The bloke didn't know why.

 

Any theories?

 

 

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[Joe Newton]

That makes sense Jon.

 

I got a great quote from Direct Line (online) for my Transit last year, but when I rang them they said they don't insure tippers, at all.

 

The bloke didn't know why.

 

Any theories?

 

 

Sent from my iPhone using Arbtalk

 

 

He'd heard of you. In the insurance world "tippers" is short for fly tippers.

[muttley9050]

I've not had a problem with my insurance, cost me around £300 a year.

Didn't really notice them being more expensive than double cabs when I bought it either. But I didn't actually look at double cabs.

My handbook tells me I can put roof bars on it. Can't remember the limit. Something like 50kg per bar. I have two there bars on there and a fabricated bar at the back of the buck. Always carrying lumber around so roof bars a must for me.

[SPC Trees]

Muttley have you got a photo of it you don't mind sharing?

[nepia]

That makes sense Jon.

 

I got a great quote from Direct Line (online) for my Transit last year, but when I rang them they said they don't insure tippers, at all.

 

The bloke didn't know why.

 

Any theories?

 

 

Um - no; sorry. At the risk of appearing as bigoted as some are perhaps insurers have had bad experiences of the owners of tippers rather than of the vehicles themselves.

Another guess there.

 

 

 

I've not had a problem with my insurance, cost me around £300 a year.

Didn't really notice them being more expensive than double cabs when I bought it either. But I didn't actually look at double cabs.

My handbook tells me I can put roof bars on it. Can't remember the limit. Something like 50kg per bar. I have two there bars on there and a fabricated bar at the back of the buck. Always carrying lumber around so roof bars a must for me.

 

Sorry, I didn't mean you can't put bars on a Kingcab - I've got a Thule set - I was referring to the factory-fitted chunky rails running lengthways.

I should have said rails, not bars - my bad.

[Mark Bolam]

That also makes sense Jon....

 

Newton, every time you 'tip an unwanted load' your Mam has to wash your bed sheets.

She's sick of it, she was telling me the other night.

 

 

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[mowingjamie]

I have a navara 2007 king cab. it has its uses but im needing more internal tool storage now so possibily looking to sell mine if the price is right. only 57000 miles. having that 6ft flatbed has proved to be a godsend when carring long items and carries weight better.

[muttley9050]

Muttley have you got a photo of it you don't mind sharing?

 

Yeah no problem, I'll snap one or two tomorrow and upload it.

[Marc Lewis]

That makes sense Jon.

 

I got a great quote from Direct Line (online) for my Transit last year, but when I rang them they said they don't insure tippers, at all.

 

The bloke didn't know why.

 

Any theories?

 

 

Sent from my iPhone using Arbtalk

 

When i tried to get a quote from direct line, they said they do not offer comercial policies.