public liability insurance

[Mark Bolam]

I've always wondered, if you went for a 'stunt fell' instead of a dismantle, and the tree went sideways and wiped out a conservatory or something, would an insurance co. pay out, or would they argue that you should have taken more reasonable precautions?

[testcricket01]

dont think id like to try it and find out but be interesting to no if they would pay out

[skyhuck]

If a motorist is speeding and has a crash, do the insurers refuse too pay out???

 

Is it not the same situation???

[Vikki]

I will give them a call, ours is £18000 a year!!!

[treequip]

I've always wondered, if you went for a 'stunt fell' instead of a dismantle, and the tree went sideways and wiped out a conservatory or something, would an insurance co. pay out, or would they argue that you should have taken more reasonable precautions?

 

Ha ha ha ha Stunt felling..............class:thumbup1:

 

There will be a “reckless” condition requiring you not to expose the underwriter to unnecessary risk. They will probably pay out the third party but may well recover the money from you.

[Johny Walker]

I will give them a call, ours is £18000 a year!!!

 

what is yr insurnce

[Vikki]

It's public liability, employers liability, all of the tractors, diggers, chippers and other machinery but I'm sure we could get it cheaper. I was about to start looking around for other quotes anyway.

[alex_m]

sorry to be slightly off topic, but is it possible to get temporary public cover? (ie for a certain number of days, over a weekend etc)

[testcricket01]

sorry to be slightly off topic, but is it possible to get temporary public cover? (ie for a certain number of days, over a weekend etc)

 

im pretty sure you would have to get it for 12months but im not 100% certain about that.

[Mesterh]

If we are going to speculate on paying out do you think they would if a tree you removed caused subsidence/heave?