Good Insurance.

[Mesterh]

Since there has been a lot of threads about insurance lately mainly about the savings that can be made I was wondering if there have been some bad experiences with making a claim?

 

It may be good to save £500 a year but if your insurance company have a get out of jail card then that saving is worth feck all.

 

 

 

So then has anyone had a claim and would recomend the firm they had at the time or has anyone had some bad/dodgy companies who wouldnt pay out?

 

Not all insurance companies have the same polices, some will pay some will try not to.

 

Is the cheapest man/woman the best?

[skyhuck]

Very good point!!

 

I stuck with lycetts, AKA algarve, for years, as although they were expensive I knew they were a good Co.

 

I only changed to NFU because I know they are best Co I have ever dealt with, and saved a packet in the process.

[Stephen Blair]

Very good point!!

 

I stuck with lycetts, AKA algarve, for years, as although they were expensive I knew they were a good Co.

 

I only changed to NFU because I know they are best Co I have ever dealt with, and saved a packet in the process.

 

i was with algarve for 8 years, they jumped my insurance from 900 a year to 9 grand overnight 5 years ago, i stuck with them for another 2 years because there werent any others about(or so i thought)i have never had a claim. the nfu, deal with farmers all day every day. i am not going to generalise or slag anyone off, but you need to get up early to get one over on them. they are generation after generation of hardworking, get your hands dirty businessmen, who dont take crap from anyone especially folk in suits. nfu all the way.

[Johny Walker]

i was with algarve for 8 years, they jumped my insurance from 900 a year to 9 grand overnight 5 years ago, i stuck with them for another 2 years because there werent any others about(or so i thought)i have never had a claim. the nfu, deal with farmers all day every day. i am not going to generalise or slag anyone off, but you need to get up early to get one over on them. they are generation after generation of hardworking, get your hands dirty businessmen, who dont take crap from anyone especially folk in suits. nfu all the way.

 

i find this strange i resently got a contract requiring 10m p/l & 10m e/l nfu wouldnt quote for it, trust wanted £1500. algarve wanted simlar checked a firm with loyds £600 & before anybody asks i asked all the relevent questions regarding my comanys needs

[Stephen Blair]

i find this strange i resently got a contract requiring 10m p/l & 10m e/l nfu wouldnt quote for it, trust wanted £1500. algarve wanted simlar checked a firm with loyds £600 & before anybody asks i asked all the relevent questions regarding my comanys needs

 

the nfu clearly have a big difference around the country johny, the guy before willie up here wouldnt touch arb, along came willy, job done:confused1:i dont get it, i thought they would have a set of rules and a set of prices right across the board.

[Johny Walker]

thats what i thought ?

[mikey10]

the nfu clearly have a big difference around the country johny, the guy before willie up here wouldnt touch arb, along came willy, job done:confused1:i dont get it, i thought they would have a set of rules and a set of prices right across the board.

 

When i got a quote from nfu not very long ago i asked if i went to another office would i be given the same price, she said Yes the nfu is the underwriter, although they are independent so i think its a sort of franchise thing they do, so it may be that some offices dont want to do that insurane them selves, maybe they dont make any money out of it, or they are the ones not giving the right info to their head office. just a guess.

[john meehan]

the nfu clearly have a big difference around the country johny, the guy before willie up here wouldnt touch arb, along came willy, job done:confused1:i dont get it, i thought they would have a set of rules and a set of prices right across the board.

 

my local office wont quote on it either

[volvo]

I always use these guys as one of the founders was forestry through and through and they are very helpfull.

http://www.central-group.co.uk/