benifits cap @ £26k

[Tony Croft aka hamadryad]

Road tax, fuel tax, VAT, income tax, NI contributions, inheritence tax, unearned income tax, what else is there? I thought it was disgusting when we got taxed on books.

 

I doubt we really see more than 40 p in the pound of the money we earn.

 

if we was paying what we pay privatley we would be screaming about the quality of service and changing our providers!

[hazzygawa]

What about the people That don't want kids. Why should they pay for other people's child benefit?

 

Child benefit should stop after your second child. Anymore and it's up to you to pay for them.

 

I don't necessarily agree with what I have put down; just threw a couple of questions in the air.

 

Answers on the back of a postcard.

[Stephen Blair]

Agreed. There is never a need to have more than two children. After all, you are only replacing yourselves. If you choose to have a larger family, then you should pay for it.

 

Some folk are just horny:)

[Dean Lofthouse]

Some folk are just horny:)

 

You can be just as horny without leaving a deposit Stephen old chap

 

 

Sent from my iPhone cos it was

[john p]

personally i think top end tax dodging costs far far more than 'benifit scroungers',they are the perfect parasites,able to feed on all of us without us even realising

[skyhuck]

personally i think top end tax dodging costs far far more than 'benifit scroungers',they are the perfect parasites,able to feed on all of us without us even realising

 

At least they are only holding onto revenue that they have generated, unlike some on benefits who just spend their likes with their hands out, expecting to have money for nothing.

[Pedroski]

Why put anyone in prison? If they are fit for work, and they don't, they don't eat, simples. Putting them in prison would train them better in criminal ways, and cost us even more than giving them benefits. I believe all should work for their food, their home, their family, and the benefits should be their to help when things go wrong, redundancy, ill health etc. But benefits should never be there as a sole means of income if you can't be bothered to help yourself.

I have struggled to bring up a family on at times very poor wages, and it's only recently that the benefits have supported low income families properly, these are the ones that deserve help, those who work. Even this is unnecessary, if a proper wage is paid to all, there would be no need for top up benefits to make it affordable to live, the additional revenue raised off a higher income would mean there is more money in the governments coffers, each person could afford to have private health insurance, instead of having to turn to the State in times of hardship. Make each person responsible for themselves, this rot has to stop.

 

I work full time, my Mrs works part time and looks after our kids and other peoples kids. I've got a diddy little mortgage. But we're in a hole. My wages haven't budged in years, they are poor by the time I've considered expenses and paid tax and insurance. Basically something like £11k/year. We get working tax credit and child tax credit, and this enable us to eat food and pay bills. While my wages haven't budged, my gas bills have gone from being something like £30/month a few years back to £90/month now. And same with electric. That's £180/month.... that's well over £2000/year. My council tax is £1500/year. Vehicle insurance £700/year, mortgage £3120/year, home insurance £600/year, life and critical illness cover £600/year (which I need for the mortgage), phone £360/year.... the list goes on.

 

A few months back I got proper ill for the first time in my life.... I had a suspected pulmonary embolism, bibasal (double) pneumonia and clots were found on my lungs. I spent 2 days in hospital, got antibiotics and couldn't afford to take time off work despite being told I needed to take it easy for 3 weeks - I'm self-employed, working virtually exclusively for one company, but they won't pay me sick pay, so I was straight back to work. I phoned job centre about claiming ESA. The most I would have been able to get is £81/week.... and I would have had all the hassle of dealing with HMRC as well re my working tax credit. So my options were to either work or not be able to pay the bills. So I worked.... and got ill again, ended up back on antibiotics... and carried on working. I have a hole in my heart that is being investigated as I'm continuing to have shortness of breath problems - I had a cardiac angiogram a week and a half back, again for manual workers it's necessary to take a week off as they cut into the femoral artery in the groin to get a tube into the heart to investigate, and there's a real risk of bad bad bleeding if you strain it after. The week off has cost me a weeks wages with no sick pay. In a few weeks I'll hopefully be having the hole closed, but that means a month off, again no sick pay from the bloke I work for, but I should be able to get £81/week ESA for the 4 weeks. And this past week, and possibly tomorrow I've been screwed by the weather. No pay from the bloke I work for.

 

So to all those who slag off people who need help from society, don't tar us all with the same brush. I work my butt off and always have done - I have never been unemployed and neither has my wife. But we're in a sh1tty situation right now. I know you all work hard too, but just look towards yourselves and think about how you might need help if something changes in your life, or how different your life could be if things were different earlier on. What Cameron and all are doing is trying to put blame on society for the state of the economy. This is all absolute hogwash.

[Pedroski]

Agreed. There is never a need to have more than two children. After all, you are only replacing yourselves. If you choose to have a larger family, then you should pay for it.

 

Vast majority of families do pay for it - they work, they buy clothes and food for the kids etc etc....and money goes into the system. The kids grow up and work.... and pay tax and buy stuff and money goes into the system. Some become nurses and doctors and carers and look after other people who get ill or old... and it's all part of what works. So what if people get a small amount of child benefit per child each week (about £15), or child tax credit to help where earnings aren't enough. My oldest kid is 17.... she's working full time, she's moved out and paying rent on a house with 2 others who are also working full time. She's a benefit to society. And I'm sure my others will be too when they leave. Sure, there are some families who don't work, but they're the minority.... it's unfortunate that it's these ones that the government and the media love everyone else to focus on!

[Rich2484]

Agreed, help should be there for people that need it.

 

I found with self employment the same thing, no help.

 

It's the work shy that get me.

[Andy Collins]

Pedroski, check your critical illness policy, though mine didn't cover (in writing) the ulcerative colon, it did cover total disability for the duration of my illness and recovery, and is still paying out. May not add to much, but every penny helps.