freelance advice

[Rupe]

No, your covered as in your covered for whatever it is that you do to the general public....

[treequip]

Er.. I think you will find to be "covered" by public liability insurance you need to be a member of the "public" and not associated with the company in any way!

 

Or NOT

 

Ahh the joys of semantics

 

The insurance company indemnify their insured against (insert policy type)

 

They insure the persons named in the policy not the general public.

 

The general public benefit from the public liability policy usually by either bringing a case in law against the insured party or by having case where the balance of finances makes it expedient for the insurers to settle out of court.

 

So no, the cover is on the insured not the member of the public.

[Treegeek]

freelancing is something ive been thinking of doing as well as being an employee ive got plenty on work has never a shortage so this thread is a intresting one.

As far as networking gos i worked self employed subbie carpenter for a few years and never advertised i had a wodge of letters, letter of introduction i called them as i drove around my area id call into building sites and leave them with the builder/ site agent it all ways got me a phone call and stacks of work the beauty of it was that i had an idea of what the firm did or expected also no surpises when you get a call and the job is some cowboy out fit.

Worked for me.

Further to the insurance issue 5m for public liabilty what sort of cost does that set you back??

[MattyF]

Further to the insurance issue 5m for public liabilty what sort of cost does that set you back??

 

under a grand

[John Shutler]

im with the nfu and its around 750 a year. i love doing freelance work.ive got 6 firms i work for and sometimes its hard keeping everyone happy.ive more of my own work coming in now but my subbying is the bread and butter money

[Stuart A-C]

Hey spartan, where did you work in Leicester? Thats my old stomping ground. I used to work for a few people around there before i decided i could travel with the job!

 

I worked at Beddow tree care!

[skyhuck]

Or NOT

 

Ahh the joys of semantics

 

The insurance company indemnify their insured against (insert policy type)

 

They insure the persons named in the policy not the general public.

 

The general public benefit from the public liability policy usually by either bringing a case in law against the insured party or by having case where the balance of finances makes it expedient for the insurers to settle out of court.

 

So no, the cover is on the insured not the member of the public.

 

Semantics indeed, I apologies for the misunderstanding, I thought that you were suggesting that PL gave cover for injury to worker.

 

As for who my PL "includes" if I invoice the job and I arrange for it to be done my PL covers it, regardless of whether they are subies or cards in.

[j r hartly]

sub-bing is cool, but you do get the trees no other bugger wants to do. helps to put a thinking cap in wit yer kit

[skyhuck]

sub-bing is cool, but you do get the trees no other bugger wants to do. helps to put a thinking cap in wit yer kit

 

Don't you think they are often the best ones

[mixedangased]

thats all good advice, but where is the best place to get pl insurance??

 

trust 4 me aswell 01604496613 mine was £525