Sub contractor but also team leader

[oldwoodcutter]

Round and round went the great big wheel. If you are in the business of employing anyone, then el should be the first item in your expenditures column.

[swinny]

4 hours ago, monkeybusiness said:

A bona fide subcontractor would definitely need all of their own insurance, full stop. If you are confused as to whether you are bona fide (or are employing someone in such a capacity) then you need to get your stall set out properly and remove any ambiguity.

If you are a labour only subby you don’t need any insurance. 

Yes. Most folk dont know their arse from their elbow by the sounds of it though ? 

[Mesterh]

Good grief! It's like pulling teeth!

 

Looks like I will have to make my simple question more simple, maybe a drawing will help??

[Mesterh]

5 hours ago, monkeybusiness said:

A bona fide subcontractor would definitely need all of their own insurance, full stop. If you are confused as to whether you are bona fide (or are employing someone in such a capacity) then you need to get your stall set out properly and remove any ambiguity.

If you are a labour only subby you don’t need any insurance. 

Seriously! Why would someone without employee's party for EL?

 

So you think a self employed gardener should have PL, EL and PI?

Do you sell insurance? 

 

[Rich Rule]

I have said this before a hundred times.  It makes the clarification a lot simpler.

 

Do not call yourself a ‘subby’ if you’re  labour only.  Use the term contract climber or freelance whatever.

 

Leave the term ‘subby’ for the bona fide boys (or girls).

 

It is pretty clear if you look at it like that.  Stop making a relatively straight forward situation more complicated.

[monkeybusiness]

41 minutes ago, Mesterh said:

Seriously! Why would someone without employee's party for EL?

 

So you think a self employed gardener should have PL, EL and PI?

Do you sell insurance? 

 

I didn’t at any point say someone without employees need EL. 

 

A self-employed gardener can have whatever insurance they want/their employer insists upon. If they pay others to undertake work they will legally need EL though.