insurance company for tools and chipper? also insures for hiring chipper out

[mitchel]

anyone know a broker or someone i can talk to about insuring my tools in a secure storage yard container and a chipper also hiring said chipper out.

[Steve Bullman]

Tried arborisk?

[TIMON]

Second for Arborisk.

[Al Cormack]

I approached Arborisk for a quote this year. They told me they have stopped doing new for old on all risk tool policy. Just market value.
Stayed with Trust Insurance.

[richy_B]

I approached Arborisk for a quote this year. They told me they have stopped doing new for old on all risk tool policy. Just market value.
Stayed with Trust Insurance.

I came away from arborisk this year ( after 4 years ). Prices rocketed by 40% despite no claims or changes in our situation. They removed old for new and put in lots of new get out clauses for themself. Also used to be a free installment option but that went too. Their main insurer (aviva) is to blame apparently but never the less no longer competitive for us.

[Philip Anderson]

2 hours ago, richy_B said:

13 hours ago, Al Cormack said:

I approached Arborisk for a quote this year. They told me they have stopped doing new for old on all risk tool policy. Just market value.
Stayed with Trust Insurance.

I came away from arborisk this year ( after 4 years ). Prices rocketed by 40% despite no claims or changes in our situation. They removed old for new and put in lots of new get out clauses for themself. Also used to be a free installment option but that went too. Their main insurer (aviva) is to blame apparently but never the less no longer competitive for us.

Who are you using now? 

Same with us big increase fore no apparent reason .

[flatyre]

you mentioned hiring a chipper out, is that insurance for those using the chipper or for the chipper itself? just asking because I went to a hire store (notorious awkward firm) and they refused to hire me a chipper until I provided proof of insurance against theft etc. I thought the hire firm covered that?

[jmac]

Local hire shop to me said machine was only insured inside their yard, as soon as you drive through the gates it's on you! 

 

[donnk]

you need business insurance, NFU have allways been best quote for us. 

[richy_B]

Who are you using now? 
Same with us big increase fore no apparent reason .

I just went to a local broker to me with a copy of my insurance policy from last year (minus the price!). They were able to offer the same cover for roughly what I was paying last year. We're going to be be a fairly standard example of a small arboriculture business, nothing particularly unusual/specific from an insurance point of view

I think arborisk have shot themselves in the foot this year. There is of course levels of cover, small print, etc, etc but prices need to be in the same region. If I put up my prices by 40% for exactly the same job then people would assume I didn't want the work.