Rupe
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Everything posted by Rupe
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I've had chickens, pheasants, rabbits, beer, whiskey and cash up to 50 pound notes. MOst of it was was when I worked hard and struggled. As I got towards making it look easy I just complaints about how much we charge!! Keep making it look hard and you'll get more tips! Thats my tip!
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SWB, if the rg gets snagged on the way down then it is (sometimes) possible to install a throwline to retrieve it, but easier if the throwline is pre installed like in the pics.
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For the record I have PL and EL because I do my own work and occasionaly sub contract entire jobs. I cover any self employed climbers that work for me. When I was just freelancing I never had any insurance and if some company couldn't get a contract because of it then tough and if the Inland revenue didn't like it then I would have crossed that bridge when it came. It didn't come so I'm glad I never gave any money to insurance companies. Can anyone tell that I have distain for insurance comanies???????
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Well said that man!! Thats what I'm getting at!
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Yes, the answer is no. I'm prepared to be wrong, as usual, but so far the only reasons for havign PL (as a self employed climber) are to satisfy the inland revenue and to get contracts for someone you work for occasionally. Not in order to actually be insured against any mishaps. Am I the only one who thinks this is rediculous?
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You've all lost the plot now. It should be the other way around EL is required by law PL isnt. I think you will find that it is a legal requirement to have EL cover, to a minimum of 10M if you are employing someone, and someone is classed as employed by you if they are working for you in any way at all, including self employed. We are not discussign this, its for the self employed person whos not employing anyone that we are discussing.
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VAT registered - why do they ask?
Rupe replied to TimberCutterDartmoor's topic in Business Management
So they know weathe or not to offer you cash? -
To be legitimatly self employed the inland reveneue would prefer you to be a subcontractor and not a freelancer like we do it, and yes in this instance you would need PL and EL as explained above, but unless you are genuinly sub contracting then the insurance is pointless. Thats the only point I'm tryign to make. Go ahead and get the PL insurance, if its available without EL then it should be cheap enough, then council boffs are happy, inland revenue are happy so alls good.
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I was wondering if the "girl" was actually an inflatable one like the one found in my car!!
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Ok, so you can get it without the EL, thats good. I still think its not worth paper its printed on. Why doesn't the person you working for have sufficient insurance to cover a self employed worker who's working with him (or his crew) for the day? I can see that, in order to get certain contracts, you might need it. i.e. some pen pusher in the council says you need it, so you get it in order to get the council work. thats fine, if you want the work then jump through the hoops but its still pointless. If you do something negligent, like throw a log out of a tree and hit a passer by, then the guy you are woking for is responsible, a) for hiring somebody you and b) for allowing a passer by to be in danger.
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I had an emina once, for the good it did me I might as well have shoved it up my ****!
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Just re read your alst post. Contract climbing is a bit of a misleading term too. Your unlikely to be under contract to get anything done for a specific price. Its day rate works for a fixed amount in most cases, thats freelance or self employed climbing.
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Hi Ross. You might find it difficult gettign PL insurance without EL as you need to have someoen workign with you and they are employed by you if its your job. If your workign with soemoene else on there job then you are the someone else, so you don't need any insurance as you are working on theirs. If they sub out a job to you, and you complete the job yourself with a groundie then you need all the insurance. This is the problem, confusion comes in where people say they work as a subbie climber. There is no such thing as a subbie climber. Your either a self employed (free lance) climber or a subbie. A subbie has groundies and all the kit available to do the job independandtly of the main contractor and therefore needs insurance. Of couse you might want to work free lance, AND take on the odd job on your own here and there, in which case you could do with insurance for your jobs but its not worth it, just don't take on anything risky withou it.
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It happened nearly four years ago!!
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Quality not quantity!!
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No, they only shoved stuff in the back window which must have bust when they rammed in through the front doors of the shop. The wall above the doors fell in on the top box and they carried some of it all the way down the lane!!
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This top box pushed out ok and I still have it on my new car.
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Sorry it took so long, photos were on an old hard drive that I couldn't get to work, wasn't sure it would ever come out but there its done now!
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Legacy, you must have seen it, the silver one!!
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I got scoob number 7 !!
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Thye showed me a video pf my sube backing in through the front doors! Hence all the damage to the rear. Shame I never got the video! The Police took everything from the car for "evidence" including 500 dvd's.
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I called in at the sex shop on the way home. Of course I had to ask for directions..
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The police turned up and found the till in the hedge. The fat guy is there to recover the vehicle but too busy texting photos to his mates!
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I can't stand it any longer!! As I got closer I could see that it had been stolen by a suxually inadaquate **** wit!!
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Thats the sump protector in the foreground. There is only two wheels still touching the florr and the floor pan is pushed up!
