liability insurance

[mattylee]

Is there anybody out there with a previous criminal conviction who has managed to get public liability insurance cover??

 

If so please could you forward me on some contact details please?

 

[roseyweb]

I'm not convinced people are going to own up to that in public, or to there insurance company

[Alinicoll]

I'm not convinced people are going to own up to that in public, or to there insurance company

 

Insurance companies may ask that.

 

I`m sure people can pm the man.

[volvo]

Depends what you mean by a criminal conviction !

[Carl]

Unless you threw a branch at someone I don't see what a conviction has to do with the insurance company for liability

[dandkgroundcare]

its to with the new clauses that insurance companys have been putting into household policies and now are starting to apply to commercial insurance the nfu have asked me this year if ANY convictions before issueing policy:sneaky2:

[Carl]

It's getting a bit of a joke now, if you have any sort of record at all then it's virtually impossible to get a decent job so the only option is self employed and now they are hitting you there aswell!!! Dictatorship

[skyhuck]

Unless you threw a branch at someone I don't see what a conviction has to do with the insurance company for liability

 

Because insurance requires trust, if some one has a conviction for dishonesty, they are more likely to commit fraud.

 

Insurers don't have to give any one insurance, they can chose who they wish to offer cover to and I think its quite likely that some one with a criminal record will pose a higher risk than some with out one.

[skyhuck]

It's getting a bit of a joke now, if you have any sort of record at all then it's virtually impossible to get a decent job so the only option is self employed and now they are hitting you there aswell!!! Dictatorship

 

No, its just a simple case of actions having consequences, whats that old saying "if you can't do the time, don't do the crime"

[chilli]

A contract of insurance is one of uberimei fidei(sp??)..a "contract of the utmost good faith". An insurer offering liability cover is well entitled to know whether the potential client has a previous conviction & can take a view on its relevance. Just suppose the conviction was for a breach of health & safety laws, what might that say about the client.