Paying off Finance with bounce back loan?

[Rob D]

Someone told me this the other day 'Track and Trace system cost £22 billion. 'Yeh right' I said no way they could have done that... but it seems true. Please tell me it isn't!

 

From a brief look there are 300,000 registered nurses in the UK - so take that number and multiply by let's say £35k for the year = £10.5 billion.

 

So this is TWICE as much as the entire registered UK nurse payroll for the entire year?! That's insane isn't it!

 

Feel free to dispute the above figures as would like to be proved wrong.

 

Spending watchdog urges government to ‘stop throwing money’ at NHS Test and Trace - CityAM : CityAM

WWW.CITYAM.COM

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The UK’s spending watchdog has urged ministers to “stop throwing money” at NHS Test and Trace, after the...

 

 

[Steve Bullman]

1 hour ago, Rob D said:

 

If that money has been plugged directly into businesses I can't see it as a bad thing even it some of it does get spent on non essentials or luxuries. For the most part if you own a small business you'll be like myself and it will have gone into improving that business. That in turn will have gone into other peoples businesses.

I took the loan on advice form my accountant, like he said you'll never find cheaper money. 

 

I think the problem is that everyone would have taken it, including those whose businesses were in trouble pre-covid. And there theres the other businesses form some industries, who lets face it don't have a hope of getting through this. A LOT of those loans will never be paid back.

 

One of my accountants clients has 5 different limited companies which were all entitled to the maximum loan amount. He literally had £250,000 in his account within 24 hours.

[Paddy1000111]

24 minutes ago, Rob D said:

Someone told me this the other day 'Track and Trace system cost £22 billion. 'Yeh right' I said no way they could have done that... but it seems true. Please tell me it isn't!

 

From a brief look there are 300,000 registered nurses in the UK - so take that number and multiply by let's say £35k for the year = £10.5 billion.

 

So this is TWICE as much as the entire registered UK nurse payroll for the entire year?! That's insane isn't it!

 

Feel free to dispute the above figures as would like to be proved wrong.

 

Spending watchdog urges government to ‘stop throwing money’ at NHS Test and Trace - CityAM : CityAM

WWW.CITYAM.COM

---

The UK’s spending watchdog has urged ministers to “stop throwing money” at NHS Test and Trace, after the...

 

 

Good luck finding nurses paid 35k... Most will be band 4/5 iirc which is more like 21-30k (minimum 4 to maximum 5). We could have paid the workers more, maybe even incentivised corona wards. Paid for more beds and basic kit and actually made it worthwhile for nurses to do it. Lets be honest, if you're a nurse working on a normal ward dealing with meds and patient care why the hell would you want to go and work on a covid ICU dealing with resus and dying elderly people all day. 

 

I don't want to turn this into an argument about covid but take a look at covid deaths by age on ONS.gov: 

Deaths registered weekly in England and Wales, provisional - Office for National Statistics

WWW.ONS.GOV.UK

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Provisional counts of the number of deaths registered in England and Wales, by age, sex and region, in the latest...

 

 

Most of the people filling up NHS ICU wards with covid are extremely elderly, with lots of underlying conditions that all need extended care/therapy. The NHS running out of space is extremely worrying. I don't want to be "that guy" but we really need to lock up the elderly (75+) and not allow people to bubble up with them and visit them. My worry is the NHS is going to be overwhelmed with elderly bed blockers that mean someone who's say 35 can't get the help they need. Most people in the UK are already on a tight budget, take a family who has two kids, both parents work to pay for the mortgage and the unbelievable amount of bills. Suddenly the 35 year old husband gets covid as he has to be out working and takes badly to it but is unable to get the care he needs because the ICU wards are underfunded, they don't have enough beds, they don't have enough staff and they don't have enough equipment and he dies. That's 2 kids growing up without their dad and a wife who's left alone looking after the family and trying to pay all the bills by herself. All that because someone thought they need to regularly see their parents/grandparents. Don't try and tell me it's not the elderly that are the issue, if it effected everyone the same we wouldn't be just vaccinating the over 70's. 

[Steve Bullman]

Plenty of nurses on 35k +. The figures quoted for their wages I don't believe include all the added incentives such as unsocial hours etc. Plus if you know how to play the game you cut your shift hours right back and then take bank shifts instead which is more money still. My ex was a nurse and i've seen the pay slips before you dispute this. When all's said and done I don't believe the money in nursing is as bad as is made out.

[Paddy1000111]

23 minutes ago, Steve Bullman said:

Plenty of nurses on 35k +. The figures quoted for their wages I don't believe include all the added incentives such as unsocial hours etc. Plus if you know how to play the game you cut your shift hours right back and then take bank shifts instead which is more money still. My ex was a nurse and i've seen the pay slips before you dispute this. When all's said and done I don't believe the money in nursing is as bad as is made out.

It depends on your additional training, time, position etc. My mum was a nurse then a midwife, my dad was a paramedic, combined they did over 75 years in the NHS. I have a lot of friends who are nurses and I know what they're on. I'm talking about basic nurses here with a few years experience doing normal hours etc. I.e the ones they usually drag onto the covid ICU wards due to the staffing issues. 

 

I don't doubt that a lot of nurses are on more, I just mean that most nurses they have at the moment are still new to the job and not long graduated. Not experienced nurses that have specialised as they are rarely seconded to the covid wards as they are usually playing a more vital role elsewhere.

[Mark J]

6 hours ago, Rob D said:

Someone told me this the other day 'Track and Trace system cost £22 billion. 'Yeh right' I said no way they could have done that... but it seems true. Please tell me it isn't!

 

From a brief look there are 300,000 registered nurses in the UK - so take that number and multiply by let's say £35k for the year = £10.5 billion.

 

So this is TWICE as much as the entire registered UK nurse payroll for the entire year?! That's insane isn't it!

 

Feel free to dispute the above figures as would like to be proved wrong.

 

Spending watchdog urges government to ‘stop throwing money’ at NHS Test and Trace - CityAM : CityAM

WWW.CITYAM.COM

---

The UK’s spending watchdog has urged ministers to “stop throwing money” at NHS Test and Trace, after the...

 

 

I know people who could build QR/proximity tracing app, like test and trace, for a couple of grand.

[Steve Bullman]

20 minutes ago, Mark J said:

I know people who could build QR/proximity tracing app, like test and trace, for a couple of grand.

No you don't 😂😂

[Joe Newton]

4 minutes ago, Steve Bullman said:

No you don't 😂😂

Just cos you couldn't do it. 

[Steve Bullman]

Just now, Joe Newton said:

Just cos you couldn't do it. 

I couldn't even get someone to design the UI for that I doubt 😀

[Mark J]

21 minutes ago, Steve Bullman said:

No you don't 😂😂

The UI and the programming behind the app isn't too complex. How they manage the data is a different kettle of fish.

Edited January 18, 2021 by Mark J