Taking card payments - PCI DSS compliance

[HertsWood]

Got the PayLeven card reader for my iPad. No contract. Great merchant fees, pays into account within 7 days. Uk Cust support.

 

 

Sent from my iPad protected by bombproof Lifeproof Case

[scraggs]

If you aren't taking much on cards a month then the paypal type things are a good idea, but once you start putting over a certain amount per month through them then they become a very expensive way of taking card payments at 2.75%.

One other thing is that I have someone I can contact without push this button push that button if we get problems.

We also take customer not present payments, which I am not sure you can with the paypal type machines., but did notice that if you key in card details manually with paypal they charge 3.4% commision.

[landrover 101]

With PayPal the rates you get are the worst they can be to start with, if you are putting over £1500 a month through your PayPal account you can get put onto a business rate with a lower percentage

 

Pcidss compliance if you are a small merchant doesn't take too long but most of it is totally irrelevant

 

The thing is you have to go through the form and state N/A and give a reason so to something like the network and security section if you are only using a handheld chip and pin machine you can answer N/A to all questions with either no network or no personnel, no wireless access points as the reasons.

 

My completed questionnaire looks like a bit of a mickey take as most of it is N/A with a 2 or 3 word reason why but it makes me compliant and saves £10 a month for not being

 

 

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[woody paul]

Did some work for a customer last week when to the door when I had finished to tell them what the bill was as I do normally with that customer, they just asked for my bank account details and went through to another room and when they can back said all done and sure enough when I checked bank account when I was back I'm truck it was there.

So what I am getting at is with modern tec why are we having to pay to get money off customer.

[Rob D]

PCI Compliance has got to be one of the biggest backside covering waste of time there is out there!

 

 

Every year I go through the same rigmarole with Lloyds with their endless endless pointless questions that are all answered the same.

 

 

I now do PCI compliance with Security Metrics https://www.securitymetrics.com/sm/pub/ - cheaper and they are supposed to then tell LLoyds I'm compliant etc. but it's still a fiddle.

 

 

I have x3 merchant numbers and there is a different set up for each...

 

 

.... but in this world of time wasting, tick sheet ticking, stealth tax collecting world PCI compliance has got to be in the top 3!

 

 

[Billy68]

We use security metrics for the shop do it over the phone easy