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Posted
ok we believe you :biggrin:

 

It was fully comp mog insurance, every fully comp policy I've ever had has covered other motors third party, the front of the document implied as much, but the small print said different, even the bobby was surprised.

 

The magistrates were very good and gave me the lowest fine and points they could.

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Posted
I did say driving driving and notice you were a tad evasive there, what was the charge?

 

Last month an acquaintance with a thriving business pleaded poverty on a DD charge and got off with a fine in low hundreds, while driving his new range rover. No evidence required.

 

He's a liar then.

 

 

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Posted
It was fully comp mog insurance, every fully comp policy I've ever had has covered other motors third party, the front of the document implied as much, but the small print said different, even the bobby was surprised.

 

The magistrates were very good and gave me the lowest fine and points they could.

 

You aren't the first to fall foul of that, I drove for 2 years thinking my renewed policy covered me for other peoples cars on a third party basis, they had sneaked it out of the policy.

 

Read the small print even on a renewal

Posted
Selective quoting, from that same document

 

1. The amount of a fine must reflect the seriousness of the offence.1

 

2. The court must also take into account the financial circumstances of the offender; this applies

whether it has the effect of increasing or reducing the fine.2 Normally a fine should be of an amount that is capable of being paid within 12 months.

 

Continuing with the footballer analogy they could pay the maximum tariff in 12 minutes so that's not means tested

 

:lol:

clutching_at_straws.jpg.ce0be0e22a0f6c53207b91790dfccd3c.jpg

Posted

now with insurance you have to be named on the policy to drive other vehicals. the third party rules does not apply anymore. so if your name is not on that policy you are not insured to drive it.

as for being banned. my wife is banned for driving for a year due to her seizures and brain tumor has to be free of them for that time to get her licence back. and she is a carer for the elderly in the comunity. how do you think she feels not being able to drive and no fault of hers, but medical.

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