public liability insurance

[Ian C]

Just checked huck 1450 with arborisk old one was near 2k thats why I sacked em I guess.

[Mark Bolam]

Surely with real arb work, ie climbing, you'd need EL as well because there would be at least 2 of you?

[MWArb]

Surely with real arb work, ie climbing, you'd need EL as well because there would be at least 2 of you?

 

Depends on the structure of employment, if the groundy is hired as a contractor with own tools, kit and insurance it's fine I believe.

[felixthelogchopper]

Depends on the structure of employment, if the groundy is hired as a contractor with own tools, kit and insurance it's fine I believe.

 

Unlikely. The groundy will be working under the direction of the climber(assuming the climber found the job) and so will be viewed as an employee for liability purposes.

[detritus21]

Mines about 950 for a combined policy of 5mil PL 10mil EL, 25k of tools and 500k professional indemnity. the PL is around the 300 mark as is the EL. To me the cost is 2 full days work hardly a massive sum when you think of the damage you can do

[MWArb]

Unlikely. The groundy will be working under the direction of the climber(assuming the climber found the job) and so will be viewed as an employee for liability purposes.

 

Your thinking labour only surely, I hire a guy to stand as rescue climber if needed and to chip and clear site (his chipper and trailer) the fact he and I work the job at the same time is irrelevant. Don't get me wrong I have EL but was advised that it's necessary only when using labour only not a bona-fied contractor... It's down to definition of employment

[Mark Bolam]

He is not a bona fide sub contractor working in that set up is he?

He is classed as an employee working for you, and his own insurance means jack. It's your job.

[MWArb]

He is not a bona fide sub contractor working in that set up is he?

He is classed as an employee working for you, and his own insurance means jack. It's your job.

 

Only during climbing operations.. the cleanup is contracted out surely... I'm happy to be wrong but I'm sure there's a point where EL is not required as both trust and another company (can't remember who) defined to me during preliminary discussions over pl and el.

[Mark Bolam]

Oh I see.

Yes that makes sense.

 

Subbing out the clean up. Genius!

[MWArb]

Oh I see.

Yes that makes sense.

 

Subbing out the clean up. Genius!

 

This then raises another question.. can you contract out the ground operations?