Just a warning .......

[john p]

Rupe will sort this one out,but if you come on for someone as a freelancer working under their direction then you are classed as an employee for insurance purposes.I think!

[skyhuck]

Did no one see the ":sneaky2::sneaky2:" ?????????:confused1:

[john p]

I know, just makes me laugh when people say they are "freelance" or a "subbie" and take the tax benefits of "self-employment" but not the draw backs

 

When I was a subbie, I fell and was off for 2 weeks, never even crossed my mind to try and claim.

 

Thats fair enough, but if some one dropped a tree on you on their job and did some serious damage surley its not unreasonable to claim on their EL?

[carlos]

does the employer not have to be found neglegant in order for an employee or subcontractor to claim in the event of an accident??

alway thought this was so.

[skyhuck]

Thats fair enough, but if some one dropped a tree on you on their job and did some serious damage surley its not unreasonable to claim on their EL?

 

Case mentioned was "someone crushing their hand" which I assumed was their own fault, very different to your example.

[skyhuck]

does the employer not have to be found neglegant in order for an employee or subcontractor to claim in the event of an accident??

alway thought this was so.

 

Yes, but you be "negligent" for not stopping them from hurting themselves

[WoodED]

I know, just makes me laugh when people say they are "freelance" or a "subbie" and take the tax benefits of "self-employment" but not the draw backs

 

When I was a subbie, I fell and was off for 2 weeks, never even crossed my mind to try and claim.

 

differance is, my mate was of for 4 months

[john p]

Case mentioned was "someone crushing their hand" which I assumed was their own fault, very different to your example.

 

yeah if i was at fault i wouldnt consider claimin off them, think i misunderstood your post

[john p]

IMO if your a subby/freelance you ve gotta be nuts not to have personal insurance,mine costs about £20 a month, but peace of mind is priceless

[Andy Collins]

Case mentioned was "someone crushing their hand" which I assumed was their own fault, very different to your example.

 

If the "crushed hand" thenresulted in amputation due to the severity of the injury, then I would expect a claim against EL ins. If the "crushed hand" was a result of a bit of a nasty nip and a blood blister and a broken finger nail, then claim on your own personal accident insurance.

I've just been talking to some electrical engineers, they refuse to do anything now that "may" infringe on their personal safety at work, anything includes walking in wintry conditions, working in a cold environment, carrying out any duty they are not trained for, even if they have been trained in the past but it has expired and the company hasn't refreshed them. They tactically try to spend as much time as possible on refresher training to avoid working. And the company has to bow to their needs, for fear of getting sued. This state of affairs is ridiculous, no wonder the country is on it's knees.