insurance ideas

[jennie]

hi, i was wondering whether anyone had any advice as to what insurance i should get, i do a lot of horse riding outside of work and have had a few near misses with injuries, and was starting to think that when it inevitably happens i'll be going without wages due to being self employed, until i get back into work, which would be a dilemma. i know the answer is to not get injured but if it does i don't want to get stuck. any ideas would be fab. thanks in advance.

x

[Treemoose]

You should try sitting on the horse it's a lot less dangerous

 

Sorry that was too easy

[jennie]

ahh thats where i've been going wrong all these years, makes sense now

[skyhuck]

Sounds like you need income protection accident insurance, but its not cheap and you need to make sure your fully covered for all your activities.

Edited July 28, 2012 by skyhuck
spelling erro

[Stubby]

Horses ! ! ! A whole different ball game . Too much grass, not enough grass , the ground is too hard , the ground is too muddy , mud fever, colic, laminitus , teeth, shoes, ...........

[TRADITIONAL LOGGERS]

Local NFU should help with advice. BHS?

Edited July 28, 2012 by TRADITIONAL LOGGERS
more info

[jennie]

Probs didn't explain myself too well, i mean if i get injured doing that and i can't work or i get injured doing tree work what insurance do i need? if i need any at all. just asking for peoples general opinions.

[Gnarlyoak]

Probs didn't explain myself too well, i mean if i get injured doing that and i can't work or i get injured doing tree work what insurance do i need? if i need any at all. just asking for peoples general opinions.

 

As Skyhuck says Jennie, what you need is Income Protection Insurance. It is not cheap as he also points out, but it will pay out if you are incapacitated through illness or accident for the duration of the period that you are unable to work.

[jennie]

Okay, cool i'll look into that. cheers for the help, x