cancelled cheque

[bill]

you do a job for an agreed price, the customer is happy and pays you with a cheque that he later cancels for no reason, were do you stand?

[Mr Ed]

You go to the police. Its treated as fraud. Quite a serious offence.

[treediver]

Not sure on the legallity think your only option would be the small claims court ...but first always go round and calmly speak to them with a copy of your invoice, then if no joy or they are in dire straits give them a couple of months to pay. Then if they are w@nkers and dont want to pay use them as cheap land-fill, return with a 7.5t tipper and of load off a few tonnes of crap onto their front door garden/drive way.

If anything the satisfaction would be worth it.

[Mr Ed]

Actually treediver, unless you can prove its their woodchip your returning, tipping stuff in their driveway will land you in a lot of trouble.

A cancelled cheque is far worse than a bounced one legally.

[Andy Collins]

Think it'll be classed as Illegal fly-tipping, and the Govt dont like that one little bit, in fact they are now talking of confiscating and crushing offenders vehicles!!!! Unfortunately, its a case for the Law to help you with.

[John Shutler]

call them up and try to speak to them even better arrange a meeting,find out what the problem is and try and appease, if no luck then send them another bill with recorded delivery, this then stands you in better stead if it has to go further. this has happend to me twice and have resolved the situation by asking for a reduced amount(egnough to cover costs ie lads wages etc, then calmly saking them never to phone me again

[John Shutler]

its only fraud if its a bouncy cheque. but if the person has cancelled the cheque take them to the small claims court, it may cost you 30 odd quid but there is no defence to a claim where a cheque has been stopped. basically you will get paid

[landrover 101]

If you have to go the small claims court route there is a set process to go through - sending reminder invoice recorded delivery with notification of statutory period in which to cough up (not sure if it is 14, 21 or 28 days) before proceedings will be taken. - Speak to a solicitor as you will probably get some initial advice for free then after that it depends on there quote as to whether the bill is worth it but personally if someone stops or bounces a cheque on me then i will go to court on principal even if it costs me to do so as at the end of the day a CCJ against them will screw there credit rating and affect future credit / mortgage applications etc.

 

Speak to them first and if they are having financial difficulty then arrange a payment plan - if they are just being nasty see them in court

[Pommie]

PM sent

[ukminch]

Speak to them if you haven't could be that they've had their cheque book stolen/lost and cancelled it including your cheque. You don't know anything till you've spoken to them. Apologies if you've already done this.

 

R