personal accident insurance

[kevwrenn]

starting to think i should sort my life out, this is one area that i reckon needs looking at. got collared by a rep today while at work. he was from Combined Insurance, has anyone heard of them or used them?? are there any other s you would reccomend??

[Tom11]

I use NFU Mutual for accident cover. Their package seemed pretty good to me. Not heard of combined insurance.

[Steve Bullman]

combined are ok....but very pushy to deal with in my experience.

[kevwrenn]

any other recomendations??

[Tom D]

I have one with Bryant Kesek. Ring and ask to speak to Chris Warburton, she's very good.

[Will Hinchliffe]

Ive been meaning to get personal injuries insurance to. Any Companies come with recomendations ?

[vduben]

dont go with them guys that collar you in the street, they dazzel you with figures etc

if you want insurance then surley you go get it not the other way around!

[arbormaster]

combined are ok....but very pushy to deal with in my experience.

 

Same here but i know a few who have claimed and its been no trouble

[Tom D]

Have to say I dont know if they're the cheapest but Bryant Kesek really know this industry and Its good to speak to someone who actually knows what tree surgery involves. You dont want cheap cover that falls down when you really need it.

[Rupe]

Combined insurance? Is that combined insurance company of america? or something similar. Either way avoid them like the plague!! The fact that they have reps that collar you should tell you enough! We go on about how people should say no to anyone knocking on the door offering tree work, so we should do the same with reps of all kinds, its the same thing. They have no offices, just the pushy reps, the insurance is NOT AUTOMATICALLY RENEWED!!!!! They don't tell you that. Break your leg during month 11, your gonna be off work for 4 months, you inform them of the accident and the paperwork gets underway. Suddenly your no longer insured! Or they keep taking your money but that leg is no longer insured.

 

That is how they work, they won't re insure any part of you. So if they do pay up one year for a broken leg they won't pay up if that leg gives you trouble the following year even if you breakl it again.

 

Its illegal but somehow they keep going. Its the same with pet insurance except that is legal. Tesco pet insurance is worthless, but my dog is with a proper company, petplan, and an injury three years ago is still being paid for now with continuing medication and vet fees ( I have to pay the excess each year only).

 

Seriously everybody avoid these pushy sales men. I throw logs at them from up the tree if they come anywhere near my worksite and I ask them if they are insured for that, if so I'll keep throwing logs. hey soon leave.

 

I get so angry about this!!! I once was working at a equestarian center and they pitched up trying to sell insurance to these girls telling them how dangerouse working with horses is etc, they were so pushy some of the girls were in tears cos they couldn't get away. We had to call another crew who were working nearby to come and help us get rid of them, scum!