recommendations for public liabilty insurance?

[Jay]

NFU have been useless to me havent been able to quote me for anything. dont know if this is down to my age only 18.

[skyhuck]

i'm with lycetts personally

 

[Rich Rule]

try trust insurance - I use them - 5m pl good price providing your turnover isn't too high.

[Rowan the Bruce]

Yeah, I've a very basic one with Trust cost me just over £500 and is 5 million pl, no employers liability, cos I only use subbies and don't do power lines railways etc

[Steve Bullman]

no employers liability, cos I only use subbies

 

makes no odds, you still have to have employers liability for subbies mate...sorry to break it to ya but you're breaking the law by not!!

[Mesterh]

Yeah, I've a very basic one with Trust cost me just over £500 and is 5 million pl, no employers liability, cos I only use subbies and don't do power lines railways etc

 

 

You still need employers liability mate. Anyone working under your control needs to be covered.

[Yorkshireman]

You still need employers liability mate. Anyone working under your control needs to be covered.

 

yep hes right , you'll get shafted if you get caught:scared1:

[tree monkey]

I use CIS and i have employers liability as well if they are helping you they are classed as employed wouldnt be without it personally.I pay about £750 for my insurance.

NFU have been pants to me never ring me back when they say got fed up of them so cis for most of my motors from now on.

[cerneARB]

Do you need emplyoees insurance even if the bloke helping you is from another company and not under your own company? I assume he must be under your own insurance.

[skyhuck]

Do you need emplyoees insurance even if the bloke helping you is from another company and not under your own company? I assume he must be under your own insurance.

 

If you are in charge, ie, you set the day and time for the job, and are making more out of the job than him, then you need EL