work till you drop

[skyhuck]

I have no great desire to retire, I just intend to cut back.

 

My plan is be working 4 days a week by 45, (although I'm doing close to that now at 40), 3 days by 55, and 2 days by 65.

 

I enjoy my work and its a big part of my life, so I don't want to ever hang up my harness.

[Frankie Lawrence]

There are 2 kinds of tree surgeon out there:

1

those with a low oppinion of themselves and their proffession who feel embarassed to charge a proffessional rate. These people will allways struggle to pay bills and replace worn out kit, and they will retire at the retirement age with broken bodies and a dismal future on a state pension.

2

Those who charge a proffessional rate and can afford a private pension and to run their business properly, they will retire earlier and still have some strength, money and fitness left to enjoy the rest of their lives.

 

think you can add another the ones who ego tells them that they can carry on regardless get to 50 relise that they cant carry on hope that they can still get the work in and stay on the ground cant get enough work in try and make it in forestry and there to old to learn forestry hope to be employed in an easy position

 

of course this is not the case for every 50 year old some run there own succesful bussiness years before that.

 

also how many 65 year old will be working for someone commercially climbing? not many so they will not be forced out because there to slow etc. its all rubbish

[Mesterh]

:001_rolleyes:So long as its worth something when the time comes, my mother, who is a nurse, will not get back the money she paid into her private pension, she would have been better of putting it under the bed!!!

 

I'm thinking the same atm.

 

You have to put something like a third(so I was told by a financial advisor!) of your wages into a pension to get a nice one at the end, hoping there isnt another crash just as your about to draw it.

[skyhuck]

I'm thinking the same atm.

 

You have to put something like a third(so I was told by a financial advisor!) of your wages into a pension to get a nice one at the end, hoping there isnt another crash just as your about to draw it.

 

And hers is with the Royal College Of Nursing, by no means a fly by night firm.

[nepia]

:001_rolleyes:So long as its worth something when the time comes, my mother, who is a nurse, will not get back the money she paid into her private pension, she would have been better of putting it under the bed!!!

 

 

That is one of the tragedies of the modern era in this country I feel; honest, hard-working people 'investing' what they could only just afford with a view to seeing it and interest back in their retirement only to have the whole shebang go sour on them. I'm not one of them thank God but I have an inkling of how I'd feel if I was. The more I'll see the results of the recession the less I'll have to complain about. I am grateful.

[Samuel]

i am only working three days at the moment, so will keep going for a few more years yet:lol:

[Saw-sick Steve]

I have no great desire to retire, I just intend to cut back.

.

Isn't that what Arb work is all about?

I'm planning to do the same, fully expecting to have to work part-time into my 60's. I stopped my private pension a few years back (before the crash) as the return, even in those over-optimistic days, didn't justify the expenditure. I invested in land instead, which has had a far better return already.

My better half works for the NHS, and her pension (a.t.m) looks OK - providing they don't decide to review it all again in the next 20 years.

I'm sort of winding down a bit now, diversified a bit and don't graft as hard as I used to, but with a crook knee, tennis elbow, and the odd bout of arthritis, in 15 or so years time, the only climbing I'll want to do is into bed!

[Quickthorn]

yes, private pensions..I get the feeling that'll be the next big mis-selling scandal courtesy of our wonderful financial services industry, along with useless payment protection insurance and endowment mortgages..

 

It's all very well telling everyone that we're all living longer and healthier, but that's the view from behind a desk. For people who do manual work (and the same goes for people who work in factories), your health can go downhill very quickly and with not much warning once you get over 50. I've worked with one or two people 10 years older than me who could run rings round everyone else on site, and i thought they'd go on forever; 5 years later, they're on their knees by 3pm. Luckily, they can fall back on easier work, like training and assessing, but that option's not open to everyone...