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Economic load carrying vehicle, for under 21s


Andrew Reed
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Help please. Have any of you younger chaps, with hardly any no claims bonus, worked out the most cost effective choice of vehicle that can carry arrisings, firewood and just a few cutting/felling tools? But it would be mainly used for short commute to woodland areas and low mileage private transport with one passenger. The main problem I visualise is the insurance premiums, i am wondering how much more you have to pay above normal car premiums to get an occasional load carrier, and what is the best choice of vehicle to keep the costs reasonable. Ideas could be small van, pickup (medium), medium car with trailor. I was thinking i might have to limit the load carrying to 750kgs, or maybe 900kgs to end up with very little extra insurance costs compared to a ordinary low cost car medium sized car.

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what a bout a landy a 90 hard top is suprisingly cheap to insure for teenagers and would tow more and go further than anything else

or a suzuki samari or vitara or jimny

cheap to insure and will go very far offroad

disco or trooper comertials are also good for insurance and nissan terrano

for some reason comercials are cheaper for younger guys to insure but pickups are more

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what a bout a landy a 90 hard top is suprisingly cheap to insure for teenagers and would tow more and go further than anything else

or a suzuki samari or vitara or jimny

cheap to insure and will go very far offroad

disco or trooper comertials are also good for insurance and nissan terrano

for some reason comercials are cheaper for younger guys to insure but pickups are more

 

What makes you say insurance for 4x4's is cheap??

 

I've looked at getting insured on 110 and 130 Land Rovers and also Hilux's! Insurance was stupidly expensive and in some cases more than the actual vehicle!:confused1::thumbdown:

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you have to search around at different models of the same vehicle like engines and trim levels modifications and so on

there doesn't appear to be ryhme or reason to why inssurance companys like one extra or modifacation and not another

the 2 sea swb trooper is cheaper to insure with the nfu than a normal one for young people however other insurance companys will charge you more

i have a series 2 landy and my insurance is £800

and i am 17 with 1 mnth past my test

if you lloked at lwb landys they appear to be more

i think there considered harder to drive than a 90

also if looking at pickups see the difference between single cab and double

and whether its registered and private lights goods

commercial dual purpose or recreational vehicle because depending which dealer registered it it will change even on seamingly identical vehicles and these will change insurance quotes

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