Does putting an arb back on a tipper count as a modification for insurance?

[butters]

Ring arborisk they are cheapest around for our fleet quotes 

[Mick Dempsey]

21 minutes ago, Peadar said:

Yeah, that's what I'm doing. To start of I was probably gonna put a little metal frame on and put some plywood on the sides. Could you argue that's just something your transporting?

I’m sure people will say otherwise, but if you’re not building outside of the existing dimensions, then I’d crack on.

I don’t know of anyone who’s informed their insurers.

Gardeners use cage sides for grass cuttings/leaves, bet they don’t tell their insurers. 

[Mark Bolam]

Any tipper is classed as modified.

 

It’s your choice whether you tell your insurance company or not.

[GarethM]

And then upto the insurance company how quickly they distance themselves from you in the event of any accidents or incidentsm

[Mick Dempsey]

23 minutes ago, Mark Bolam said:

Any tipper is classed as modified.

 

It’s your choice whether you tell your insurance company or not.

It already is a tipper, or am I misunderstanding your post?

[Mark Bolam]

ANY tipper is classed as modified, even factory built ones, and you are meant to tell your insurance company this.

 

So you can give them more money.

[Mick Dempsey]

6 minutes ago, Mark Bolam said:

ANY tipper is classed as modified, even factory built ones, and you are meant to tell your insurance company this.

 

So you can give them more money.

iirc it’ll say it on the log book (that it’s a tipper)

[woody paul]

3 hours ago, Stihl123 said:

yes, sadly it does

i just went all through this with my defender tipper

 

went with NFU Mutual in the end, were about £100 cheaper but good service and they look after you 

 

the amount of insurance people i spoke to that had no idea what a tipper was, frightening 😅

When I got my 130 years ago now, NFU would not even give me a quote. I the end went with Adrian Flux just sent picture of it. 

[Mick Dempsey]

8 minutes ago, woody paul said:

When I got my 130 years ago now, NFU would not even give me a quote. I the end went with Adrian Flux just sent picture of it. 

Perhaps, but no LR came out of the factory with ‘tipper’ on the log book.

Plus they handle like a pissed up rhino with any chip on (but that’s a different argument)

 

Edited September 6, 2024 by Mick Dempsey

[Mark Bolam]

1 hour ago, Mick Dempsey said:

iirc it’ll say it on the log book (that it’s a tipper)

My Transit doesn’t, and it’s been a tipper since it was born.