Insurance.

[Ian young 41]

Just starting on the self employment route...been told best get insurance any advice on what cover and who with,been looking on line there seems loads to choose from .[emoji53]

[Steve Bullman]

What work are you going to be doing?  Get the minimum you can would be my advice.  You only need to be looking at 5-10 million public liability when you start working for bigger companies or councils who will require it.

I assume 1 million public liability is still available, start off with that.

 

We have 2 sponsors on Arbtalk with a good reputation.

 

http://www.treesurgeoninsurance.co.uk/

 

https://arborisk.co.uk/

[Steve Bullman]

incidentally, the only cover that is required by law is employers liability.  If you are going to be employing anyone, even just casual labour, you have to have this.

[Mark Bolam]

Are you talking about taking on your own jobs Ian?

 

[Steve Bullman]

23 minutes ago, Mark Bolam said:

Are you talking about taking on your own jobs Ian?

 

good point

[Ian young 41]

Sub contracting to begin with mate then hopefully just very little jobs got no experience and to be honest I've phoned over 30 company's and got no where so I thought try this avenue I've been talking to some country estates about doing the odd day even doing hedges and cutting lawns just to get some work as I'm on the bones of my arse lol ....

[Ian young 41]

Doing 40/41 next month hoping to get van or pick up when money allows

[Dan Maynard]

I have faced a slightly similar situation in trying to get started with no experience. I also begun to do my own jobs, start very small and build up, I got Employers and Public Liability insurance from Trust as they calculated on turnover so £600 for my first year. This has gone up a lot now also with tools chipper etc insured but they were very good when my trailer was nicked just after taking the policy.

I was also warned off giving anything which can be construed as advice, you need proper arb qualifications and Professional Liability insurance for that because it might be insurance company lawyers going after you to recover cost of damage incurred. If someone asks me if a tree is safe I explain situation and recommend local firms.

It's not insurance but something I did once I had 30/31 was to volunteer with the Wildlife Trust, I have by now felled hundreds of trees for them which is all good experience and also started some subcontract work with a firm through a friend of the warden. Small firms are naturally cautious about unknown people but talk to each other so the network is important.

[Ian young 41]

I have faced a slightly similar situation in trying to get started with no experience. I also begun to do my own jobs, start very small and build up, I got Employers and Public Liability insurance from Trust as they calculated on turnover so £600 for my first year. This has gone up a lot now also with tools chipper etc insured but they were very good when my trailer was nicked just after taking the policy.

I was also warned off giving anything which can be construed as advice, you need proper arb qualifications and Professional Liability insurance for that because it might be insurance company lawyers going after you to recover cost of damage incurred. If someone asks me if a tree is safe I explain situation and recommend local firms.

It's not insurance but something I did once I had 30/31 was to volunteer with the Wildlife Trust, I have by now felled hundreds of trees for them which is all good experience and also started some subcontract work with a firm through a friend of the warden. Small firms are naturally cautious about unknown people but talk to each other so the network is important.

Appreciate the advice ...thank you....I'm making calls to firms about getting experience like I say I realise that I need to learn a lot...wouldn't dream of doing anything to big .

[WesD]

If your on the bones and you know the tree work will be as a subby you’ll be insured by the firms you work for, if you’ll be doing hedges, maintenance and clean ups for yourself just take out insurance covering maintenance and not Trees. It will keep your cost down ten fold.