Tractor insurance?

[sandspider]

Hi all

 

I've recently bought a compact tractor, and was wondering about insurance. It won't be for commercial use, but it might go off my own land onto private roads, neighbours' properties etc. I think it's covered to some extent under my normal home insurance, but was wondering if it's worth getting specialist insurance to cover a bit more? Attachments? Public liability?

And if so, where's a good place to try? I've googled a bit, but not seen anything that stands out... It's a grey import if that makes a difference.

 

Thank you.

[WesD]

Would not come under business insurance?

 

 

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[sandspider]

It's not for a business use, I'm a private owner?

[WesD]

What will you be using the tractor for?

 

 

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[Ilnumero]

You don't say how old the tractor is, but my Masseys are insured with Cherished Car Insurance 01252 713148.Very reasonable rates.

 

Or, if you want full cover for ag use, then the NFU is the place to go.

 

Even if you just cross a road from one field to another, you need to be insured for road risks, have the tractor registered and taxed. Your household insurance definately won't cover this.

Edited December 29, 2016 by Ilnumero
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[Will C]

It's free to tax a tractor so no major drama if you need to

[aspenarb]

You don't say how old the tractor is, but my Masseys are insured with Cherished Car Insurance 01252 713148.Very reasonable rates.

 

Or, if you want full cover for ag use, then the NFU is the place to go.

 

Even if you just cross a road from one field to another, you need to be insured for road risks, have the tractor registered and taxed. Your household insurance definately won't cover this.

 

 

 

Not worth putting a wheel on the road without insurance, it does not need to be your fault for things to go horribly wrong.

 

Bob

[sandspider]

What will you be using the tractor for?

 

Everything i can! Mainly mowing, towing, carrying, maybe running a logsplitter, digging...

 

 

 

You don't say how old the tractor is, but my Masseys are insured with Cherished Car Insurance 01252 713148.Very reasonable rates.

 

Or, if you want full cover for ag use, then the NFU is the place to go.

 

Even if you just cross a road from one field to another, you need to be insured for road risks, have the tractor registered and taxed. Your household insurance definately won't cover this.

 

Thanks. It's about 30 years old, so CCI might work - I'll give them a call. Tractor isn't road registered, but possibly could be - it has indicators, lights etc. but no numberplate. And no V5, or whatever the tractor equivalent is.

 

It's free to tax a tractor so no major drama if you need to

 

Good to know, but I think it might be tricky for a grey import with no paperwork?

 

Cheers all.

[martin p]

There is a potential can of worms waiting at DVLA regarding grey imports!

I have had the same thoughts myself and decided that the easiest way was to move the tractor on a trailer to where needed:001_smile:

[aspenarb]

There is a potential can of worms waiting at DVLA regarding grey imports!

I have had the same thoughts myself and decided that the easiest way was to move the tractor on a trailer to where needed:001_smile:

 

Its simple to register tractors and machinery, its not the same can of worms that apply to cars. All you need is proof of purchase, proof of year of manufacture if you want age related plates , go with a q if you cant, insurance , the relevant dvla form and thats it.

 

Bob