Running two trucks

[danroker1987]

Hi all

May seem like a ridiculous question to some of you guys, but I'm gonna start another crew and was wondering what the best way of insuring two trucks is ,same policy or what not.any advice greatly appreciated.

 

Cheers dan

 

 

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[roseyweb]

Aviva multicar

Fleets expensive

Shame you missed out on my truck would have been a nice addition to your fleet

[Mark Bolam]

Dan, the best day-rate you will make is taking a day off and ringing around.

Someone will pipe up in a minute and say they got 3 trucks insured for £200 fully comp blah blah blah.

 

Insurance is all bull, I'm sick of wasting 40 minutes of my life to insure my truck only to be told 'we don't insure tippers'.

 

Internet insurance is dangerous.

 

Anyone with a tipper insured by Direct Line?

You're not insured.

 

 

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[Paul Jenks]

If you're starting to think about expansion look at getting an insurance broker. Also look at your cover for employee liability and third party. It's worth making sure you dot the i's and cross the t's. Look around and ask around to get a good broker that looks out for you and is willing to haggle for you. One that is also ready to fight your corner if you do have the misfortune to need to make a claim.

We have a fleet policy, but then we have a few vehicles. I think for most fleet policies you have to have 5 or more vehicles. We have any driver too so it costs about £6k or so a year.

Insurance companies try any which way to wriggle out of paying so make sure you get a policy that covers what you do. Don't just go for the cheapest option. The cheap option may satisfy the letter of the law but may not deliver when you really need it.

[mendiplogs]

Dan, the best day-rate you will make is taking a day off and ringing around.

Someone will pipe up in a minute and say they got 3 trucks insured for £200 fully comp blah blah blah.

 

Insurance is all bull, I'm sick of wasting 40 minutes of my life to insure my truck only to be told 'we don't insure tippers'.

 

Internet insurance is dangerous.

 

Anyone with a tipper insured by Direct Line?

You're not insured.

 

 

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HI MARK IT NFU here mate may cost more but they do pay out ok thanks jon

[roseyweb]

I heard a few stories of tippers and high sided tippers having void insurance. Aviva sent me a signed letter confirming they knew it was a high sided tipper and used for carrying chips. Long as it never ways more than 3.5ton and I can't see that happening

I also have any driver insurance which is handy

[niftysteve]

HI MARK IT NFU here mate may cost more but they do pay out ok thanks jon

 

Id agree with you there Jon they cost a bit more but you get a good service when you need it from them

[Dowie]

"Internet insurance is dangerous.

 

Anyone with a tipper insured by Direct Line?

You're not insured."

 

 

Ain't that the truth, I would definitely speak to the insurance company and not use comparison sites, half of them don't know what a tipper is!

[Mark Bolam]

I'm currently with NFU Jon, but shopping around every renewal.

 

I'm a year older, with another years no claims. Truck is worth a year less.

 

You want more this year?

 

Jog on.

 

Loyalty works both ways, insurance companies.....

 

 

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[mendiplogs]

Id agree with you there Jon they cost a bit more but you get a good service when you need it from them

 

HI STEVE i like to go into our local NFU they sort out all my insure so thats good they pay out to thanks all jon