Landrover 130 tipper insurance

[Tantoniou]

Hi all had my renewal this morning on my 130 tipper 1997 it's gone up a lot this year what company's are best to use?

Many thanks

Regards

[Mitch]

Aviva gets my vote, nfu wanted £1200 got it for £540 from aviva

[woody paul]

Adrian flux are good but it pays to do them on limited mileage got £100 off from going from 8000 to 5000 miles a year.

[aaronpercival]

Aviva is the way to go !

[Daniel Jiggins]

Yep also saved over £500 switching to Aviva.

[mixedangased]

aviva here too,tipper and van combined + cheep house ins too

[caledonian bob]

Aviva as well, saved a tipper load of cash with them.

[woody paul]

You are all quoting Aviva so far but what are you getting for you money. But are yours modefied in any way, wide tyres, winch, warning lights all bump up cover with some company's.

[caledonian bob]

Alloy tipper, roof rack, winch, warning lights, heated seats, heated windscreen & night heater etc. all in.

[Drummond8]

Don't touch LV!!!!!! Autonet, or Highway.

 

Had my 130 tipper nicked four months ago and I'm now still waiting on settlement. They had a complete lack of understanding of the vehicle. Their engineers were trying to settle based on a 110 station wagon, completely different vehicle. Then when I challenged the riddiculous settlement figure thy were offering they decided to investigate me for none disclosure of modifications, these included many of things listed above. This was made worse by the fact that the broker had not listed any specific details of the vehicle I had provided.

 

Months of stress and sticking to my guns and eventually their head engineer got involved and confirmed I hadn't lied and this is how Land rover SV produced the vehicle and that his engineers basically had no idea what they were looking at.

 

Definately a lesson learnt and when I eventually get a replacement I will supply the insurer with a full spec list and complete set of pictures of the landy before I confirm the policy.

 

Read the small print on modifications it's amazing what they consider a mod! And if a vehicle is nicked and unrecoverd they will only pay you out based on an average condition vehicle even if yours is mint condition, unless you happen to have full paperwork of works carries out an a full set of pictures covering every inch of the vehicle including the engine block and can internally etc.

 

Long post I know but I wouldn't want anyone to go through what I have!

 

 

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