Personal Accident cover vs recalled PPE

[JimM]

I have Personal Accident cover in case I suffer injury doing my job.

 

Supposing I climb with a piece of PPE that has been subject to a safety recall and suffer injury through failure of that equipment, would the insurance company pay out?

If the answer is No, then would the insurance company have to prove that I had knowledge of the safety recall in order to refuse payment?

[Steve Bullman]

I'd hazard a guess at NO. No idea about the second part, but I would also hazard a guess at no.

[treequip]

The answer will be in the wording and any exclusions of your policy, time to read the small print

[Johny Walker]

The answer will be in the wording and any exclusions of your policy, time to read the small print

 

or dont use recalled gear ,as its faults would be known

[karl]

id say no on both counts... but probably not the best idea to post about it on an open forum that its already crossed your mind

[JimM]

Not using recalled PPE myself. I reckon the answer is no on both counts too. But I was interested to see if one of the brokers on here would make a comment.

[Mortimer Firewood]

Let's be fair insurance firms will wriggle out of anything they can best not give them any excuses. A local firm that has its fingers in a lot of pies has changed the name of its insurance department as it was ruining there wholesome image need I say more.