what insurance do i need?

[jennie]

Hi, i've started to do a bit of private weekend work and was wondering what, if any insurance i need. I know it's public liability but can anyone reccommend a company and what sort of cover i need. Also health/ personal injury insurance can anyone reccommend a company/cover and would it be hard to get cover due to a previous injury and would i be able to get covered should something like that happen again. Thanks in advance.

[Hodge]

Trust insurance, Cameron 01604 492644.

[jennie]

Thanks.

[Dan Earp]

For a basic package its around 300-360 which covers a lot of thing from trust. But the quote is 30days

[Le Sanglier]

As far as public liability is concerned, for a bit of weekend work, ask yourself "do I really need it?" What sort of work are you talking about? If push comes to shove you can get the client to claim off their house hold insurance.

Not everyone will agree but until you really work on your tod maybe keep your powder dry.

[jennie]

Thanks, that's what i was thinking, i'm not doing any massive jobs but i thought i'd best check with you guys first in case you were like 'oh yeah no you deff want insurance and this is what you want' phew saved a few pennies then. cheers.

[Ian C]

Always nice to be covered in this dsy and age but if your not doing any big works it migjt not be worth it as the excess might out way a small claim.

[jennie]

At the min they're all topping out hedges or easy take downs so i think until i start doing bigger jobs i'll go without but when i do i'll probably reconsider. does anyone know what sort of price it is for personal health/ injury insurance. i've been quoted about £12 a month from aviva, is that about right? cheers.

[Dan Earp]

Aviva have given me nothing but trouble with my current insurance, and currently looking at other providers

[jennie]

Oooh in that case i think i'll steer clear of them then thanks for the heads up.