Commercial Vehicle Breakdown Cover. What is there

[arbwork]

After a situation where I needed to get a dead pickup truck moved a few miles away to get fixed and having asked the R A C, with whom I have been a member for ages, to help and receiving the reply ‘as it is a commercial vehicle and over x long we can get you a price’ and that being i.r.o. £ 300.00 . I realise it may be a sensible contingency to find cover before I need it next! Any suggestions, help, experiences good or bad appreciated.

[kernowstu]

After a situation where I needed to get a dead pickup truck moved a few miles away to get fixed and having asked the R A C, with whom I have been a member for ages, to help and receiving the reply ‘as it is a commercial vehicle and over x long we can get you a price’ and that being i.r.o. £ 300.00 . I realise it may be a sensible contingency to find cover before I need it next! Any suggestions, help, experiences good or bad appreciated.

 

i have had rac cover for 10 years and have a transit crewcab and the only question they have asked is it empty(been towed and transported)

[agg221]

One thing that could be worth doing is arguing with RAC in advance, and getting the vehicle specifically written in to your cover.

 

I had problems with them for a couple of years, after many years of owning small vans (Combo, Escort). They started saying that because it was commercial they wouldn't cover it. I asked if they covered 4x4s - yes they do. I pointed out that it was smaller, and lighter, than a 4x4, so why wouldn't they cover it? They agreed - cover reinstated. They tried to charge me extra, but not much, but again I argued that they wouldn't charge more for a 4x4, and got it back down to normal price.

 

Alec

[roseyweb]

Commercials wont be covered by your standard policy

 

for my crew cab trannie RAC - £177 per year

AA - £47

guess which one i went with

[HGBMX]

im with the AA and my VW transporter has been towed and put onto the back of a flatbed with no questions asked

[arbwork]

Thanks for feed back, I will try to get agreement with rac for future and if not will go shopping around, don’t want to get into a situation miles away from base with loaded truck and chipper to find huge bill waiting for me, cheers

[dumper]

just been recovered to yard fuel pump on landrover 130 u/s with flail mower on landrover 2/3 tonne and 16 foot beaver tail on tow hitch with 2 1/2 tonnes of tractor and flail, two recovery trucks all with RAC on personnal membership

[dumper]

forgot to say had to sign to say that weight was with in legal limits for vehicle otherwise no questions asked

[Billy]

AA personis membe rnot vehcile anything up to 3.5t...maybe more but i;ve not had anything bigger. they've moved everything from ford fiesta to my Dodge no questions asked. but they can;t move stuff on the lorry if its opver loaded as they'll only lift 3.5t...so they know if your having them on or not lol.

[Billy]

...However for stuff like moving a truck a few miles I find it best to have lots of friends with trucks, and always keep a bit of rope handy.