Commercial pickup insurance with extras

[Dawsie]

Hello all,

 

Trying to find a company to sell me the cover/product I want.

I have a 13 plate Ford Ranger super cab, used 90% for work purposes (bridge maintenance).

I would need fully comp, to include breakdown/recovery, like for like courtesy vehicle, optional cover for loss of earnings/interruption of business, and cover for trailer.

 

The trailer issue seems to be the sticking point with companies I have spoken to so far.

I'm looking for cover in the event that my vehicle breaks down while towing trailer with quad/chipper, most roadside recovery policies will only cover the recovery of vehicle and not trailer and its contents.

 

Any advice gratefully received.

[Mortimer Firewood]

Give rural a ring they will sort it

[woody paul]

Like for like courtesy car/truck you maybe lucky, change insurance company last week on my landy130 and it said like for like in there small print Ha ha.

[Mortimer Firewood]

Like for like courtesy car/truck you maybe lucky, change insurance company last week on my landy130 and it said like for like in there small print Ha ha.

 

I think if you check with them your replacement Landy would end up been a ford ranger local farmer had a landy dameged and go t a ranger as soon as he drove it in the field he got stuck pulled him out with a 4x4 golf much to his disgust.

[better dayz]

Hello all,

 

Trying to find a company to sell me the cover/product I want.

I have a 13 plate Ford Ranger super cab, used 90% for work purposes (bridge maintenance).

I would need fully comp, to include breakdown/recovery, like for like courtesy vehicle, optional cover for loss of earnings/interruption of business, and cover for trailer.

 

The trailer issue seems to be the sticking point with companies I have spoken to so far.

I'm looking for cover in the event that my vehicle breaks down while towing trailer with quad/chipper, most roadside recovery policies will only cover the recovery of vehicle and not trailer and its contents.

 

Any advice gratefully received.

 

If you get your ranger serviced by a Ford dealer, you get 12 months breakdown cover from Ford

 

If you don't fix it roadside they will recover it and your trailer

[rovers90]

Had my Ranger insured with Direct Line and was recovered with Ifor Williams trailer when I broke down. Now with Aviva and I'm sure they cover trailers as well. Courtesy vehicle is a Transit as they don't do pick ups.

[richy_B]

It may depend on what cover you need for the trailer. 3rd party cover so it is came off and got someone, etc or if you want fully comp so if you are hit both your vehicle and trailer are covered. Many won't offer the latter.

[Paper Rustler]

AA do onward transport with a trailer used them about a month ago. Try L,C Strong in Billericay Essex. Do much the same insurance wise for me.

[Brushcutter]

Try your local NFU mutual office. Did my Navaras for years on a commercial policy with NFU. Trailer cover and breakdown was in there. It was expensive but you get what you pay for.