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Everything posted by Rupe
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I have a spare Thule proride, they are the best by far! I have two on my car and then another spare one, which I have been thinking of selling. Would be £60 plus postage though. Its used once, in the original box with keys, instructions etc.
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Thats kind of what I was thinking! Or they came free with the skateboard maybe.
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I dont think theyll still be going in a month or two! They look a bit style over substance to me! You have just given a good review of the salewas though!
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Yes, there is a difference because the freelance arborist is NOT subcontracting the job, he's working for you. So your right, in the first example you give the job to someone else and make a bit of profit, but if your still the main contractor (you quoted for the work) then you need your insurance to allow you to use sub contracotors and then the subcontractor should ideally have thier own seperate insurance. The sub contractor would then be a seperate outfit, climber plus groundcrew and work independantly. In the second example, the freelancer turns up and does the work asked of him, with no obligation as you say. So he does not need insurance, anything that goes wrong is on your head and your insurance. SO there is a difference, both are ok though and insurance companies are quite happy with either arrangement.
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I wouldnt say I know about insurance, in fact I'm sure I know very little. But I am very aware of the misunderstandings that people have with it. Calling self employed people subbies is the main problem. The other problem is thinking that not having EL means you need to employ people with their own insurance (and that always means PL) which is the greatest madness ever!! Another confusion is that PL is there to protect the public. PL is not a legal requirement because the public are protected! If you have given a written quote for work with your name and address on it and you then drop a piece of wood on someones car and cause, lets say £1000 worth of damage (lets forget about claims for stress, injury, time off work etc. just pure physical damge) then be in no doubt you will be paying for it! They take you to court and you lose, its that simple you will be paying, so they are protected. PL is to cover your liability, and if working for a LA, for example, its there to cover their liability as any claim would likely go to them first. Thats not aimed at you PMH. When I say "you" I mean whoever is reading my ranting!
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I think I'm right in saying that you need to have insurance that allows for the use of subcontractors, and then they need to have their own as well. (I know you know this Andy, just making an example) Personally, my PL does not allow me to use sub contractors because at present I have no intention of using any, of course if that changed I could ammend my policy, probably wouldnt cost much. So, if I had a customer who wanted some fencing doing I cant quote for it and then sub it out to a fencer (at a lower rate) regardless of weather the fencer has insurance, if I'm profiting the claim would come to me first and I'd be screwed.(although I could claim from his insurance, but I would have to do that personally, my insurers would not help, and as so I woul dend up paying for any damages and trying to claim it back from him, tricky!!) But there is nothing wrong with me giving the fencing companies name to my client and then allowing them to work together, i.e. the fencer quotes to the client and is therefore the main contractor, and if he screws up thats between him and the client, and if the client yells at me then fair enough but I dont think he can sue me just for suggesting a company to try as I am not involved in that contract. Or course if I have an agreement with the fencer that he pays me 10% then I would invoice him that fee and get paid and that all fine, I still have no inclusion in the contract for the fencing. So all this insurance stuff is about who is running the contract. And the self employed bloke called in to do ground work or climbing has nothing to do with the contract between the tree company and the client and therefore has no need for insurance. If he is the sole reason for the job going wrong and damage being caused then the company hiring him in have to take responsiblity for that decision and thats what their insurance is for.
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Ha, am I that much of a bore? Yes, I know I am. This is the same "subbie" mix up! To the original poster, you are correct that bona fide subcontractors should have thier own insurance, but self employed blokes that are hired in for the day (often called subbies) are not bona fide subcontractors, they are employees for the day, and they do not need their own insurance. Insurance companies do not recognise the word "subbies" so if you use that word they will infere "sub contractors" which is a different thing. So, when little jonny wants to be self employed and he phones the insurance company and say he's going to be a subby, they will happpilly sell him public liability insurance for sub contractors regardless of the fact its worthless. Of course they could say no, no, keep your money you dont need this policy, but they arent going to are they. And PMH, you will probably find that your EL that covers sub contractors might well require them to have their own insurance, which is what the OP is on about, but I woud think its the PL side of things thats important, so your covered to hire in another tree company and your protected from your liability for anything they do wrong, provided you have made sure they have their own PL insurance. Not really an EL issue I wouldnt think.
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How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
Oh yes, I've heard of mud runner. -
You could still go if tired, just don't expect too much of your self. It's still good training to run when tired as long as you don't injure. After a heavy night would not be so good!!
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How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
What the oblivion race? Usually chip timing takes into account any wave starts. -
No, I just go and run. The time will reflect how your week has been and how many beers you had the night before. Consistency is more important that speed/time, so if I was ever more than 30secs off my pb I would think something is wrong. Go each week and your average pace will improve and the odd pb here and there doesnt hurt. I ran well on saturday and hit my pb bang on so dont know how I can get any better but I'm sure I will. Then I couldnt run to save my life on sunday ( I did a duathlon) and did my slowest 5km ever, I think I was 25minutes plus! I've done 8 park runs so far, thats all, since february, so I'm not exactly over doing it but I usually wouldn't go if I had a race or something else on the same weekend. The only reason I went last saturday is because the triathlon I was supposed to be doing had turned into a duathlon (the swim was cancelled due to dirty water) and so I wasnt going to bother going, so I did parkrun instead, but some friends pursuaded me to go and do the duathlon anyway so I went, and suffered!
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How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
I don't think I do like bike events now!! Unless there's a swim section first. I'll still do some mountain duathlons this year but not road races. -
How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
Was supposed to do a Triahtlon yesterday, Worcester tri club run one one at a place called Top Barn activity centre. Is that in your neck of the woods chunkymunky? Anyway, the swim section was cancelled due to the water failing a health check, and poeple had been reporting minor sickness issues after swimming there recently. So they mad it a duathlon, with a short run to spread the feild then 27km bike and 5k run. Was quite hard! 1.5hrs for me, position 38th out of 89! so 42%! No great achievement that, but still taking part in as much as I can. Was a hot day, cold beer was the only remedy after! -
Thats a very respectable time!! Your obviously fit, or fitter than you thought! I ride to the parkrun, its about 15minutes and your right, its a good warm up, but also if cycling is feasable then going in the car would be pointless, a bit like driving to the gym! Park run is a great thing, everyone should have a go sometime.
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How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
I'm sure the position needs tweaking, I am just playing around with it. I've got it comfy, no back ache or numb hands but I'm not convinced Ivs got the optimum position. Will get a pro fit done one day. It can't be too big, my measurements made it a choice between this and the next size up. I went small rather than big, pretty sure it's right. I dint do the hours you do. I'm not a roadie, it's just part of the exercise. In raced the longest bike section I've done so far is 27km! You wouldn't have worked up a sweat at that point!! -
How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
Which one Mick? -
Hit my PB bang on today with 22.03, but was 1st in my age group, so the 5 that beat me last time when I got my PB must have either had bad days today or didnt turn up! Not that position is important, hitting my PB that I set back in march is good, I have doen little run training as all my running is done at either park run or at triathlon events. So all good.
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How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
Yes, mine is built with relatively thick aluminium when they were still working out what they could get away with, they pushed the limits for a while after and didnt do their reputation any good. Mine is a '92 which I believe to be cannondales best era, after that they also started messing around with front full suss, the first full suss production bike was a cannondale in about '94 but they never really got it right IMO. and the company has gone bust so many times that now its just a brand name printed on bike made in other factories. I've ridden the cannondale on a fairly full on mountain bike course and my arms nearly blew up!! Very stiff indeed and hard to ride but at least you can feel everything! It will out climb any other bike (that I own) though!! I also have a modern front suspension bike. I do like it, its great to ride the same mountain bike trail at a much higher speed, and still have arms left. I rode the same course on a full suss, and broke my speed record on every single section! So my friend declared that her full suss that I was riding must be "better". I am not convinced! I felt like I was riding on a cloud, I couldnt feel the world under me, so in my opinion that is not better. A few seconds faster on the ride means a few seconds less enjoyment of the experience! I really hope I dont cave in and buy one! This is my "new" mtb, its about 7 yrs old I think, but has new forks on last year. -
How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
Ah, well mine have all been restored back from the brink of going in a skip! I have not had them for 20+ years, all mine from back then got stolen, so the green trekker above is one I found on ebay, and my arbtalker friend tony sorensen picked it up for me and posted it over, then a lot of work, full re-painting and rebuild went into making it look as good as it does now. And the others pictured were bikes that I wanted to own back then but couldnt afford, so bought them as wrecks and rebuilt them. Some kind of mind life crisis I reckon, but I've ended up with 8 mountain bikes plus the road one! The old GT's have a good fanbase, althought the karakorum is a bit low end IIRC. Mine are all Saracens from well before halfords bought/ruined the brand, plus the one Cannondale because those early fat tubed, sloping top tubed aluminium cannondales are iconic to the early nineties, and I could never have afforded one then. -
How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
But now its retired and I use this modern thing for triathlons. This is last weekends race, came 6th in my age group, 40-50yrs (out of 48) so my best effort yet. With 6:45 for the 400m swim, so the swimming is paying off. -
How far have you ran/cycled/swam today?
Rupe replied to Christopher Schroeter's topic in General chat
Heres my other old bike, did my first triathlon on this last year and did quite well! It a 1987/8 saracen trekker, set up like I had mine back then with scott at4 bars which were unique in that they were crap! -
Good luck, and don't worry about your time.
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Well I think it will struggle. Can't one of the people who use them tell you how many links? And you could of course cut the branch stumps off.
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I dont think a 660 can run a bar that big, 36" is pushing it but ok with semis chisel on soft stuff. For general stuff even a 30" inch bar is big enough for a 660. Milling with that size bar you need an 880.