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Worth an insurance claim?


simsimo
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So I got robbed at the weekend. Brought 2 saws home to do some proper maintenance on them over the weekend. Van broken into and both obviously gone. It was an old 200t and a 362 and I've got a police ref number but I can't decide if it's worth the insurance claim with an excess to pay and then rise in premiums next time no doubt.

Any thoughts?

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New for old even!

 

Sorry, I started that off! Some policy that would be!

 

I'm with arborisk and I think it's a £500 excess ( going to be 250 minimum) and 2.5% NCB per year. I'm a very honest person but think if you have insurance you should use it.

 

A 201t and 362 is going to cost you about £800 odd with bars and chains. £500 excess so it's a £300 decision on whether loose your NCB.

Edited by richy_B
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