invalidate insurances.

[Jesse]

Random one this, only found out today that if any of your subies does not have insurances in place it will invalidate all of your own insurances , came from reading the small print of Arborisk policy. Discuss.

[gand]

That's interesting. I don't have insurance apart from personal, as I don't do my own jobs. I'm always working on other peoples jobs and thought they covered it as they are "employing" me. Other insurers may be different though

[Jesse]

That's interesting. I don't have insurance apart from personal, as I don't do my own jobs. I'm always working on other peoples jobs and thought they covered it as they are "employing" me. Other insurers may be different though

 

I'd always assumed that as long as I was well insured that my staff, employed, and any subies would all come under the same blanket cover, not that the cover may actually be invalidated by any uninsured subies.

[gand]

Might have to ask, but just because they don't pay your tax are you not being employed?

[Jesse]

Might have to ask, but just because they don't pay your tax are you not being employed?

 

You as a subie with or without insurance , I want to say should not worry, this is of a concern to the bonifide company or business engaging your services. To me it was an assumption that as long as I paid all my dues in insurances that my client was fully protected, as long as I declared I engaged boifide subies on occasions, (tax independent) I did not realize that there shot falls in there own insurances would in fact invalidate my own cover.

[TGB]

Like banks, insurance companies aren't in business to do you a favour. They're there for one thing only and that's to make money. How they go about this is mainly up to them. In the process, they might let you share the icing on the cake. But you can be sure that they will always own the core holdings and deal out the cake to themselves, (with as little tax paid to government as possible). And if the taxes rise, that you the customer will be paying it.

 

If they can wriggle out of something they will! And woe betide anybody who didn't ready all the small print, myriad of clauses & sub clauses before agreeing to hand over their first born upon Bob in accounts buying his first BMW or Kira, the lowest paid lawyer throwing a double six in Monoply.

[lop and top]

........

Edited July 2, 2013 by skyhuck
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[lop and top]

Sew me

[lop and top]

I don't drink

 

 

 

 

 

Honest

[Dean Lofthouse]

There's no need for the language mate